Amazing Tips For Share Market Trading By: Rahul Rai
A share market is an ideal place for people who want to deal with shares.(read entire article)(posted on: 2019-12-30)
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How Much Loan Can I Get If My Salary Is 25,000? By: LoansJagat
How to manage for the same?
Your EMI also determines how much amount you can get as Personal Loan from the bank. Your EMIs should be structured in such a way that it should not cross 40-50% of your monthly income. For instance, if your salary is Rs. 25,000, make sure your EMIs all together do not cross Rs. 12,500.
Though, this amount varies from lenders to lenders. It is dependent upon many factors including the bank's internal policies as well as the applicant's financial status.
Eligibility Criterion for Personal Loan Approval:
The basic criterion of eligibility for personal loan for most of the banks and NFBCs are as follows:
• Age Limit: 21-60 years for salaried person and 21-65 for self employed person. In some banks, the minimum age requirement is 23 years.
• Loan Amount: 10-27 times the net monthly income
• Minimum Net Monthly Income: Rs. 15,000 to get personal loan in rural and semi-rural areas; Rs. 20,000 to get personal loan in Delhi and other urban areas and metro cities.
• Work Experience: a minimum requirement of 3 years in total. Tenure from the current company you are working in should not be less than 6-12 months.
• CIBIL Score: 650+ credit score required. Most of the banks avoid giving loans to those having a low credit score. Make sure your credit score is good.
How to improve your eligibility for Personal Loan?
You can improve your eligibility to avail a low interest personal loan in the following ways:
• Pay off your existing debts and loans to one up your chances to get a low interest personal loan.
• Get rid of EMIs or any other obligations on time to obtain a good credit score. This will help you to get better offers from banks and NFBCs that will provide you personal loans on low interest.
• Put your pre-existing loans to a lower interest rate. This will lower your EMIs and help you get a higher amount.
Personal Loan in Delhi - Features and benefits:
Delhi is one of the busiest and productive metropolitan cities of India; it is always growing, building and re-building itself. One can get a personal loan in Delhi in competitively lower interest rates as there is always demand for such loans in urban cities like Delhi.
One can avail the following features while taking a personal loan in Delhi:
• Instant loan approval
• Receive money in your bank account within 24 hours
• Minimal documentation
• Flexible loan tenure of 12-60 months for easy repayment
• Flexibility of repayment options
• Get a maximum amount of Rs. 25 L and never face liquidity crunch
The Bottom Line:
One can get a personal loan of up to approximately 10 times their net monthly income, i.e., if your salary is Rs. 25,000 per month, then you will be able to get a loan of Rs. 2.5 Lakhs. Though, as mentioned above, this value could vary according to applicant's financial history.(read entire article)(posted on: 2019-12-30)
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Home Construction Loans Help You In Building Your Dream House! By: Anil Patel
It's time to make your dream of constructing your own house come true. Home Construction Loans are tailored for individuals seeking financial support to construct a house on a vacant plot. This type of loan covers diverse expenditures effortlessly from planning to execution, with this particular secured loan. The new construction loans are different from normal home loans, which are simply used to buy a house.(read entire article)(posted on: 2019-12-26)
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Credit Counseling In Ontario-how To Get Help From It By: Daniel Stewart
Whenever you have a weak credit or finance while being in Canada then credit counseling in Ontario can guide you.(read entire article)(posted on: 2019-12-26)
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Understanding How Payday Loans Work - Know It All By: Fayeem
Sometimes, savings aren't adequate to sail through the times of severe financial crisis. At such times, payday loans come to the great rescue of borrowers out there in need of quick money. Payday loans are short term loans lent at higher interest rates with a promise from the borrower's side that he will repay it once they get their next salary. It is an alternative to any tough loan against property. Such loans are available online, but since there are so many lenders, borrowers may often get bewildered which payday loan lender to go with.(read entire article)(posted on: 2019-12-26)
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What Inspires Us Tax Returns To Solve All Tax Liabilities? By: Berkley Josh
Taxes are always a must practiced and inevitable for most taxpayers. It is a must-do work that simply helps you to know your income tax bills and annual income. A lot of people pay taxes if their annual income above what taxes recommendation.(read entire article)(posted on: 2019-12-26)
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All You Need To Know About Etf By: Shashank Pawar
Going the ETF way can be tricky sometimes and in order to come up with an investment regime, it is very important to understand what an ETF is. The concept of exchange traded funds is similar to equity funds where the ETFs are bought and sold with the help of a registered broker.(read entire article)(posted on: 2019-12-25)
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What Is Sip And How To Invest In It Systematically? By: Shashank Pawar
The real benefit that SIP offers is that investors can invest small amounts in multiple accounts, which shields the money (read investment) from market failures. This is one of the key reasons behind the raging popularity of SIP.(read entire article)(posted on: 2019-12-25)
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Tips For Share Trading For A Beginner By: NiravSinghaniya
If you're a beginner who wants to start share market trading, then there are a few things you need to know before you make your first trades.(read entire article)(posted on: 2019-12-24)
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Steps To Take To Become A Share Market Trader By: NiravSinghaniya
However, it takes a lot of research and several tries to become an experienced share market trader.(read entire article)(posted on: 2019-12-24)
View : 297 Times
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