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Here's the recent articles submitted by sadhana dhanyal

Articles By sadhana dhanyal

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Offshore Banking: Demystified    Submitted as: Vijay K Shetty
There is a general perception that offshore savings account is carried out in the purpose of avoiding being tax levied by the government. Unlike the general inclination, offshore savings account is just like the saving account maintained in your home bank except here the bank is in a different country from which you live in. It is not just for those wealthy who want to invest their money to reap higher profits; it is also for any commoner who seeks to deposit money expecting better returns. Usually offshore savings account is initiated in the view of leveraging the financial policies in the particular country and the bank where the money is invested on.(read entire article)
View : 289 Times
Category : Investing / Finance

Investing In Indian Mutual Funds: A Note To The Nris    Submitted as: Vijay K Shetty
The concept of Mutual Funds is well known and no needs any introduction. For beginners, mutual funds is a kind of collective money investment program where money from several investors are merged and invested in securities which include stocks, bonds, valuable metals, commodities and also in other mutual funds. Any mutual fund will have a manager who administers the funds in terms of investing with respect to the target of the fund. Generally, a board of directors or trustees will oversee how the fund is administered by the manager or the firm that governs the funds in the notion to ensure that the fund is manipulated in the best interest of the investors. The net incomes and gains of the mutual funds are distributed according to the dividends invested by the investors periodically. A management fee is levied on the investors for the sake of the management expenses of the fund.(read entire article)
View : 210 Times
Category : Investing / Finance

Why Nri Deposits Is A Great Idea    Submitted as: Vijay K Shetty
NRI deposits (Schemes) are ones in which you are entitled to open a bank account to carry out your internal transactions (investments) in the origin country. This is another way in which NRIs are connected with their family in India. NRIs sustain few key benefits from Deposit plans.(read entire article)
View : 256 Times
Category : Investing / Finance

Home Loans For Nri: What You Must Know    Submitted as: Vijay K Shetty
Non Resident Indians (NRI) can get loans for building a house or for buying a plot or house in the country.  As per as RBI Guild lines define for NRIs, "An Indian citizen who holds a valid Indian passport and who stays abroad for employment or for carrying on business or vocation outside India or stays abroad under circumstances indicating an intention for an uncertain duration of stay abroad is a NRI."The Non-Resident Indians (NRIs) are recognized under the Foreign Exchange Regulatory Act, 1973.(read entire article)
View : 209 Times
Category : Investing / Finance

Income Tax Applicable For Nris    Submitted as: Vijay K Shetty
Most of the NRIs (Non Resident Indian) enjoy tax free income in India, but what if you want to come back to your country for permanent residency? According to tax laws governed by Govt. of India, you’re supposed to pay the taxes as per as NRIs rule. As India is member of double taxation treaty, under which you can enjoy the credit for tax that you have already paid in your resident country or you may be exempted from paying tax or reduced tax liability.(read entire article)
View : 265 Times
Category : Investing / Finance

Taking Banking To The Next Level: Convenience Banking    Submitted as: Vijay K Shetty
The term ‘Convenience Banking’ has become pretty popular these days with the development of the communication industry in this information era. Convenience Banking refers to the ease with which banking operations can be carried out from anywhere on earth with the access to the internet or to telephone. Any business person or an entrepreneur would like to have access to his finances round the clock and through the year. Convenience Banking promises this and much more.(read entire article)
View : 215 Times
Category : Investing / Finance

Unemployment Insurance: Coping With The Pink Slip    Submitted as: Kirthy Shetty
A recent news report by the International Labor Office states that seventy-five per cent of the 150 million people unemployed around the world lack any unemployment insurance protection.(read entire article)
View : 242 Times
Category : Investing / Finance

Income Protection Insurance: A Saviour In Trying Times    Submitted as: Vijay K Shetty
Life is uncertain and we are all aware of that. Apart from taking life insurance policies, there are several other precautions that people take to protect themselves so that they can secure the future of their dependants.(read entire article)
View : 196 Times
Category : Investing / Finance

Keeping Your Property Intact At Unreasonable Times: Mortgage Insurance Plans    Submitted as: Vijay K Shetty
A mortgage loan is a loan that is availed on a property, generally a house which has to be paid after a certain span of time.(read entire article)
View : 209 Times
Category : Investing / Finance

Payment Protection Insurance: Safeguarding Yourself From Financial Threats    Submitted as: Vijay K Shetty
Numerous insurance plans have been designed by insurance firms so as to comfort the customers and ease them through difficult stages of their life.(read entire article)
View : 197 Times
Category : Investing / Finance

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