Here's the recent articles submitted by nick adama
Articles By nick adama
Mortgage Servicing And The Inapplicability Of Truth In Lending Laws
By: nick adama
One of the laws that give homeowners the most protection against mortgage lending abuses is the Truth in Lending Act (TILA). This act is designed to provide borrowers with adequate disclosures(read
entire article)
View : 196 Times
Category : Business
Unjust Enrichment - How Lenders Take Advantage
By: nick adama
This is a type of common law tort defense to foreclosure that homeowners may raise if they are being sued or if the lender is moving ahead with a trustee sale of a property.(read
entire article)
View : 188 Times
Category : Business
Why Who Owns Your Mortgage Is So Important In Foreclosure
By: nick adama
When a lender can not find the original note, courts are deciding that foreclosure proceedings must be placed on hold. Without this document, it can be impossible to prove that one has the right to foreclose on the home.(read
entire article)
View : 190 Times
Category : Business
Using Your Equity To Delay A Foreclosure Auction
By: nick adama
One of the complaints of many homeowners that face foreclosure but whose houses have significant equity is that their property is auctioned for far less than its true value at the sheriff sale.(read
entire article)
View : 198 Times
Category : Business
Loan Modification - Why You Got Turned Down
By: nick adama
PSAs set a limit to how many mortgage modifications can be offered by servicers, and these companies may face liability from the trusts or investors that own the underlying loans if they offer too many workout plans to borrowers.(read
entire article)
View : 199 Times
Category : Business
Documents You Need To Stop Foreclosure
By: nick adama
When homeowners or their legal advocates are doing research on a loan, there are numerous documents that may help inform their case against a lender. Borrowers should be aware of these different types of documents.(read
entire article)
View : 207 Times
Category : Business
Getting The Bank To Respond To Document Requests In Foreclosure
By: nick adama
Often, when homeowners need a specific piece of information from their lender, the bank is suddenly unwilling to communicate. Despite numerous faxes or phone calls, the information never seems to make it from the homeowners to the bank back to the owners.(read
entire article)
View : 189 Times
Category : Business
Fighting Foreclosure In Court And Using Discovery To Uncover Illegality
By: nick adama
When homeowners are involved in a foreclosure lawsuit, either defending against the bank or initiating their own to stop a sheriff sale, there is a vast amount of information that can be obtained from the bank.(read
entire article)
View : 279 Times
Category : Business
If Your Landlord Is In Foreclosure, Will He Sue If You Stop Paying Rent?
By: nick adama
When a home goes into foreclosure while there is an active lease agreement, the lease must be honored by both the homeowners and the tenants. This can be true even after the sheriff sale of the house.(read
entire article)
View : 204 Times
Category : Business
Curing Mortgage Default Through Bankruptcy To Avoid Foreclosure
By: nick adama
The Bankruptcy Code gives homeowners facing foreclosure the right to cure the default any time up until the foreclosure sale process is completed. The key word here is "process," and state law determines what the process is for a valid auction or sheriff sale.(read
entire article)
View : 198 Times
Category : Business
