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Here's the recent articles submitted by nick adama

Articles By nick adama

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How Mers Complicates Foreclosure For Homeowners   By: nick adama
MERS, short for the Mortgage Electronic Registration System: What this company is and what it does is a bit unclear, but many homeowners have had this company attached to their mortgage somewhere along the line.(read entire article)
View : 247 Times
Category : Business

Can The Government Really Save People From Foreclosure?    Submitted as: Nick Bankruptcy
No matter what you do to save your home, you need to make sure you have a backup plan and never trust one source if you intend to save your home. Learn how to spot scammers and make sure you only work with legitimate companies offering real loan modifications.(read entire article)
View : 270 Times
Category : Real Estate and Foreclosure

Can Homeowners Really Sign Away Due Process Rights In Foreclosure?   By: nick adama
In states that allow a nonjudicial foreclosure through a power of sale clause in a deed of trust, homeowners find that their properties are sold out from under them without a hearing or chance to defend themselves.(read entire article)
View : 295 Times
Category : Real Estate and Foreclosure

Examples And Explanation Of The Mortgage Modification Procedure    Submitted as: Nick Bankruptcy
When you are behind on payments, it's time to start researching a loan modification. Getting a lowered mortgage payment is only one phone call away!(read entire article)
View : 260 Times
Category : Real Estate and Foreclosure

Low Price At Sheriff Sale May Be Violation Of Duty Of Good Faith In Foreclosure   By: nick adama
When homeowners fall into foreclosure and the bank or trustee has a public auction of the home scheduled to satisfy the debt, there are various duties that must be met for the sale to be valid.(read entire article)
View : 232 Times
Category : Real Estate and Foreclosure

Ridiculously Easy Step By Step Instructions To Avoiding Foreclosure   By: nick adama
Every day, 1000's of people are losing their home to foreclosure, but by following these directions, you can save your home without the need to spend $1,000 of dollars.(read entire article)
View : 259 Times
Category : Real Estate and Foreclosure

How Financial Firms And Government Increase Foreclosure Rates   By: nick adama
One of the factors that has had the greatest impact on the subprime mortgage frenzy and the deterioration of lending standards in the mortgage market was the transferring of risk.(read entire article)
View : 243 Times
Category : Business

How Abusive Credit Insurance Leads To Foreclosure   By: nick adama
Some homeowners, when they originally purchase their home or refinance, are pushed into an expensive "credit insurance" policy. These schemes can often just be one more way that lenders enrich themselves(read entire article)
View : 213 Times
Category : Business

Foreclosure And State Unfair Practices Statutes   By: nick adama
In many cases, homeowners may be able to raise defenses based on their state's Unfair and Deceptive Acts and Practices laws (UDAP laws). Each state differs a little in their definitions of what constitutes these types of actions.(read entire article)
View : 283 Times
Category : Business

Are You In Foreclosure Because Of An Unconscionable Mortgage?   By: nick adama
Homeowners who have been blatantly taken advantage of during the mortgage process may have a defense to foreclosure based on the unconscionable contract. There are a number of factors that can point to unconscionability in a loan.(read entire article)
View : 253 Times
Category : Business

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