Here's the recent articles submitted by james garfinkel
Articles By james garfinkel
What You Need To Know About Whole Life Insurance
By: james garfinkel
Whole life insurance is one of the least understood and most unfairly maligned financial products in the investment universe. If you are hearing the oft repeated refrain “buy term and investment the difference” you are probably speaking to a stockbroker or an “expert” on cable television. Maybe you should change the channel.(read
entire article)
View : 192 Times
Category : Insurance
What You Need To Know About Child Life Insurance
By: james garfinkel
One of the hottest new trends in insurance is also one of the oldest – child life insurance. Parents and grandparents are increasingly securing permanent insurance policies for a newborn or young children and taking advantage of the low cost of insurance, tax-deferred growth and lifelong savings to provide a lifetime of benefits that extend from this generation to the next.(read
entire article)
View : 178 Times
Category : Insurance
What You Need To Know About Your 529 College Savings Plan
By: james garfinkel
A 529 plan is a tax-advantaged college savings plan that enables parents, grandparents and other loved ones to save for college in a tax-advantaged manner. Money saved using a 529 plan can be used to pay for tuition, and certain other items, including specific room-and-board expenses, textbooks, school supplies, and other qualified higher-education expenses.(read
entire article)
View : 154 Times
Category : Insurance
Saving For College More Important Than Ever As Tuition Prices Skyrocket
By: james garfinkel
Parents saving for college recently received more bad news, as tuition prices continued to rise dramatically in the past year. Despite a sluggish economy, weak housing prices, a volatile stock market and persistent unemployment, colleges and universities continue to deliver sticker shock to prospective students and their struggling families.(read
entire article)
View : 171 Times
Category : Insurance
Understanding New York's 529 College Saving Plan
By: james garfinkel
A 529 college savings plan is a tax-deferred program that enables parents, grandparents and others to save for college federal income tax-free. New York State taxpayers also have another important advantage – they can deduct up to $5,000 ($10,000 for a married couple) of 529 plan contributions. 529 plan contributions are not deductible for federal income tax purposes. New York's 529 College Saving Plan can be used to pay for tuition, many room-and-board expenditures, books, supplies, and certain other qualified higher-education expenses.(read
entire article)
View : 211 Times
Category : Home and Garden
Using Juvenile Life Insurance To Save For College
By: james garfinkel
free juvenile life insurance quotes, cheap juvenile life insurance, juvenile life insurance rates, juvenile life insurance coverage, juvenile life insurance policies(read
entire article)
View : 164 Times
Category : Investing / Finance
10 Reasons To Buy Juvenile Life Insurance
By: james garfinkel
Juvenile life insurance is a flexible financial product that insures the life of a child. It is favored by financial professionals for its unique tax and growth features and it provides cash value accumulation, tax-advantaged growth and guaranteed insurance for life.(read
entire article)
View : 226 Times
Category : Insurance
How To Buy Equity Indexed Universal Life Insurance
Submitted as: James Olion
Don't tell your stockbroker or mutual fund company, but the cash value portion of equity index linked universal life insurance (IUL) policies can be used to replicate a diversified portfolio, with lower cost and less volatility. James Garfinkel, founder and CEO of New Amsterdam Life has been extolling the virtues of equity indexed universal life insurance for years, however it wasn't until the recent market downturn that demand for these products really exploded. “People are gravitating to products that can deliver above-average returns with lower risk,” observes Mr. Garfinkel.(read
entire article)
View : 146 Times
Category : Insurance
How To Save For College Or Retirement With Less Volatility
Submitted as: James Olion
It is a common misconception that two portfolios with equal average annual returns will produce equal results over time. In fact, a portfolio with lower volatility will create more wealth over time than a more volatile portfolio with exactly the same average return.(read
entire article)
View : 142 Times
Category : Insurance
How Juvenile Life Insurance Can Eliminate Student Debt
By: james garfinkel
Much has been made over the rising cost of student debt. With uncertain job prospects and a tepid recovery from recession, students are graduating with six-figures of debt and the prospect of three decades until repayment. A recent study by the Institute for Higher Education Policy found that nearly 2/3 of student borrowers are struggling making their monthly loan payments.(read
entire article)
View : 152 Times
Category : Insurance
