Here's the recent articles submitted by j.j. yong
Articles By j.j. yong
How To Get Out Of Credit Card Debt In A Systematic Way
By: j.j. yong
To most of Americans, getting themselves out of the credit card debt seems to be a difficult task. In fact, if you use the right approach to reduce your debts systematically, you can even improve your credit score. How can it be done?(read
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Category : Family
How To Avoid Unfair Collection Practices
By: j.j. yong
Due to the global financial crisis, the number of debt collection agencies in the market is increasing. They are established to offer services of collecting debts on behalf of banks, financial institutions, credit card companies and loan providers. For people who are drowned in debt, it is indeed stressful to receive irritating phone calls from debt collection agents constantly. Hence, it is important to know some useful information so that you are able to avoid the unfair collection practices.(read
entire article)
View : 177 Times
Category : Family
Solving Debt Issues Through Debt Settlement
By: j.j. yong
During economic downturn, many people are knee deep in debt and they can't pay their bills on time. In order to get rid of debt without filing bankruptcy, one of the solutions they may consider is debt settlement.(read
entire article)
View : 179 Times
Category : Family
Important Tips To Find Health Insurance For College Students
By: j.j. yong
Many college students find that obtaining health insurance is a MUST. This is because the cost of medical treatment for accidents or other illnesses is always high no matter what your age is. However, many college students can't afford to get their own medical insurance as the premium is high. Here are some important tips for those who intend to get an affordable health care plan.(read
entire article)
View : 178 Times
Category : Family
Types Of Health Insurance In United States
By: j.j. yong
Health insurance is an insurance that pays for medical expenses, which also covers disability or long term nursing needs. In United States, there are THREE main types of health coverage, i.e. Public Healthcare Coverage, Employer-Sponsored Medical Insurance and Private Healthcare Coverage. In each case, the insured groups or individuals pay premiums or taxes to protect themselves from high healthcare costs. Now, let's take a closer look at some facts about these 3 types of medical coverage.(read
entire article)
View : 158 Times
Category : Family
Am I Responsible For Credit Card Debt If My Loved One Is Gone?
By: j.j. yong
Most people are very concerned whether they are required "legally" to bear the credit card debts left by their deceased loved ones. Who will be liable? In fact, there is no definite answer for this question because most of the time, the judgments are based on different situations.(read
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View : 253 Times
Category : Family
Why You Should Turn To Consumer Credit Counseling Service
By: j.j. yong
With the way our economy is fluctuating, it's no surprise why many of us today are falling into debt and are struggling for a way out. With the blooming industry of consumer credit counseling service, thousands of people have managed to avoid filing for bankruptcy and managed to set their finances straight. If you find yourself drowning in a pile of bills and outstanding dues and you just don't know how to handle it, turn to CCCS.(read
entire article)
View : 165 Times
Category : Family
How To Pay Off A Mortgage Early And Save
By: j.j. yong
Paying off a home mortgage early not only can help you save thousands of dollars but also enable one to gain your financial freedom earlier. Having to pay for your mortgage loan for the next 30 years can be pretty stressful for one especially if you are the sole bread-winner for the family! It is every debtor's dream to clear off their mortgage loans as early as possible.(read
entire article)
View : 164 Times
Category : Family
10 Reasons Why You Need A Debt Management Plan
By: j.j. yong
In a debt management plan, the debtors deposit a sum of money each month with a credit counseling organization. The organization uses these deposits to pay the debtors' credit card bills, student loans, medical bills or other unsecured debts according to a payment schedule they have worked for both debtors and creditors.(read
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View : 393 Times
Category : Family
Important Tips Of Choosing Reliable Debt Settlement Companies
By: j.j. yong
Due to global economy crisis, many debt settlement companies have been set up in United States to offer their services to people who are knee deep in debt. However, we must be very careful in selecting a reliable company as not all companies are ethical and trustworthy. Some of them have the intention to make money from their clients only without providing real assistance. In fact, choosing the right service provider is the fundamental to the success of this debt free solution. A good program is able to assist people in debt to achieve personal debt reduction and improve their affordability.(read
entire article)
View : 164 Times
Category : Family