Here's the recent articles submitted by j.j. yong
Articles By j.j. yong
Fha Home Loan Requirements
By: j.j. yong
Since 1930's, FHA loan programs were here, to fulfill the dream for some low-to-moderate income families to own a house of their own. Today, FHA loan programs have gained its popularity to a wider range of audiences, primarily because of its competitive rates and flexible credit requirements with averagely low down payment requirements which can be as low as 3.5%.(read
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Category : Family
Key Tips On How To Get No Money Down Home Loans And Bad Credit Home Loans
By: j.j. yong
With the increasing home values, mortgage loans become a necessity to many. However, not everyone are qualified to apply for the standard home loan, "No money down home loans and Bad credit Home loans" are offered for those with bad credit record.(read
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Category : Family
What Are The Key Disadvantages Of Having Your Mortgage Loan Paid Early?
By: j.j. yong
There are two sides of argument on whether should one paid off his mortgage loan early or otherwise. Some strongly support the idea of having one's mortgage loans paid off as soon as possible, while some are really against this idea. So whose argument is right and what are the justifications?(read
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Category : Family
Important Tips For Evaluating Honest Debt Management Services
By: j.j. yong
Debt management services are provided for people who are overburdened with debt. But there are many companies who have no sincere intention to help people to get out from debt but just to make money from their clients. Here are some important tips one must go through before deciding the service providers.(read
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View : 182 Times
Category : Family
How To Get Low Cost Dental Insurance
By: j.j. yong
Currently, there are many people in United States who do not have dental insurance coverage. According to the National Institute of Dental and Craniofacial Research, 12 percent of adults (between the ages of 20-64) have not been to the dentist in the past five years. Many people find that dental insurance is costly and they are not willing to invest on it.(read
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View : 171 Times
Category : Family
Key Benefits Of Direct Student Loan Consolidation
By: j.j. yong
Key Benefits of Direct Student Loan Consolidation
By [http://ezinearticles.com/?expert=Jeslyn_Jessy]Jeslyn Jessy
The direct student loans are the low interest loans offered by the Department of Education in United States for students to assist them to pay their education cost after high school. On the other hand, the direct student loan consolidation is a practical repayment tool that enables the students to combine all their study loans into one single loan. Is it really necessary for the students to consolidate their federal loans? Let's see how true the statement is.
One of the key benefits of direct loan consolidation is payment relief. By combining all your direct study loans into one consolidated loan, you are able to lengthen your repayment term from the standard of 10 years to an extended duration up to 30 years. The repayment duration is based on the total amount of your educational debts. With the extended repayment period, you are able to reduce your monthly payment up to 53%. In other words, you are able to make use of the money to meet your living expenses which include your housing expenses, transportation and other career related necessities. If you are currently unemployed or being retrenched, direct loan consolidation could be a big assistance for you.
Besides, if you consolidate your federal loans during the grace period, you are able to reduce your interest rate up to 0.6%. In this case, you are able to save a large sum of cost in the long term, aren't you? After consolidating the loans into a single loan, your finances will be simplified to become one payment per month. It ensures that you won't miss any repayment.
The direct loan consolidation also provides flexibility to the students. After they start working for a certain period of(read
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View : 174 Times
Category : Family
I Can't Afford To Pay My Student Loans Monthly Because I Am Jobless - Any Solutions?
By: j.j. yong
"During economy crisis, I can't afford to pay my student loans monthly because I am jobless." In United States, a lot of fresh graduates are facing this similar problem. What can they do in order to avoid their credit score from being affected by significant negative impact? They should go for college student loan consolidation.(read
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View : 182 Times
Category : Family
Some Important Facts About Debt Collection Techniques
By: j.j. yong
Many people who are in debt hate to deal with debt collection agencies because these agencies like to use harsh tactics to chase payments. Here are some facts a debtor needs to know in order to protect themselves from unfair treatment.(read
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Category : Family
Can Credit Card Debt Be Negotiated
By: j.j. yong
When you are drowned in deep credit card debts, don't be surprised when your banks or card providers are willing to negotiate with you to solve your financial issues. In fact, you can negotiate with your creditors on everything from interest rates and fees to payment plans. Below are some useful tips to assist you to negotiate your debts in an easy way.(read
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Category : Family
What Are The Advantages Of Home Equity Loans?
By: j.j. yong
There are a whole bunch of advantages in borrowing against home equity in comparison to any other methods of borrowing because of its low risk. This loan is very much affordable by most of the people with average monthly income.(read
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View : 170 Times
Category : Family
