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Articles By j.j. yong

Credit Card Debt Relief - How Obama's Stimulus Package Makes Credit Card Debt Easier To Manage   By: j.j. yong
In February 2009, an economic stimulus package with the amount of $787 billion was approved by the federal government to assist the US economic growth after a serious hit by the global economy crisis. However, in the point of view of many Americans, especially those who are knee deep in credit card debt, this stimulus package doesn't help much. There is no specific grant awarded to assist the card holders to overcome their debt issues. Is it really true?(read entire article)
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Category : Business

Is It Possible To Find A Low Interest Rate Debt Consolidation Loan For People With Bad Credit?   By: j.j. yong
Nowadays, due to global financial crisis, most of the non-bank lenders are very lenient in approving their loans to people with poor credit. The same applies to those debtors who are allowed to consolidate their multiple debts into one single loan even though their credit score is poor.(read entire article)
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Category : Business

3 Practical Ways To Obtain A Reputable Bad Credit Debt Consolidation Loan   By: j.j. yong
Having bad credit is unfortunate. But our life goes on. We need to face it with full courage and we must find ways to dig ourselves out from debt. One of the financial solutions you can take is applying for debt consolidation loan. In order to obtain the loan successfully, you need to look for the right loan provider.(read entire article)
View : 234 Times
Category : Business

Negotiating Debt Settlement With Credit Card Companies - 5 Steps To Go   By: j.j. yong
When you have been unable to pay your credit card debt for several months, it is time for you to contact your card provider to negotiate for a settlement. There are 5 simple steps you should take to get yourself out from debt.(read entire article)
View : 174 Times
Category : Business

3 Important Tips You Should Apply To Reduce More Than 50% Of Your Credit Card Debt   By: j.j. yong
Having a big sum of credit card debt is indeed stressful and you may face the risk of getting a lower credit score if you fail to make the monthly minimum payment in a prompt manner. Seriously speaking, it is important for you to take fast action to find ways to dig yourself out from debt within the shortest period, if possible. During economy downturn, many people find that handling the debt on their own is hard.(read entire article)
View : 265 Times
Category : Business

Credit Card Debt Negotiation - Why Should You Avoid Bankruptcy?   By: j.j. yong
When you fail to pay off your credit card debt, filing bankruptcy can be the fastest way for you to become debt free. However, in my personal point of view, it is an irresponsible deed. You can dig yourself out from debt easily but there are many consequences waiting for you. You need to bear in mind that the effects caused by filing bankruptcy are worse than the effects caused by other financial solutions.(read entire article)
View : 179 Times
Category : Business

Credit Card Debt Settlement - How To Cut Your Outstanding Balances Into Half   By: j.j. yong
For people who have a large amount of credit card debt, it must be a big challenge for them every month to make their payment with the limited income. In order to make the repayment easier, the card users are advised to negotiate with their card providers to reduce partial of their debt.(read entire article)
View : 173 Times
Category : Business

3 Effective Ways To Eliminate Your Credit Card Debt Without Filing For Bankruptcy   By: j.j. yong
During the economic turmoil, many people are struggling hard to eliminate their credit card debts. They always think that it is compulsory for them to file bankruptcy if they have no fund to pay back their debts.(read entire article)
View : 286 Times
Category : Business

The Best Way Of Getting Personals Loans For Unemployed People   By: j.j. yong
For people who are out of work and at the same time, they are having poor credit, is it impossible for them to get personal loan? If you are facing the same financial situation, what can you do?(read entire article)
View : 156 Times
Category : Business

How To Obtain Bad Credit Personal Loans With No Home Ownership   By: j.j. yong
Getting a personal loan is not hard if the borrower puts up collateral even he or she has bad credit. In general, if a borrower wants to obtain financial assistance with low interest rate, the best way for him or her to get the loan easily is through putting a lien on the fixed asset or some other valuable items. This is to prove to the lender that the borrower has the ability to pay the loan back. However, what can you do if you don't have ownership to serve as collateral? Can you still obtain personal loan with poor credit?(read entire article)
View : 204 Times
Category : Business