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Articles By j.j. yong

3 Things You Need To Be Aware When You Are Selecting A Dental Plan   By: j.j. yong
In the point of view of many Americans, both dental treatment and dental coverage are expensive. In order to save money, many people try to skip dental services and they are not protected by any insurance. In fact, maintaining good oral health is indeed important. We need to make sure that our teeth are well taken care of.(read entire article)
View : 237 Times
Category : Health

Health Care Coverage Without Preexisting Conditions Made Possible After The 2010 Health Care Reform   By: j.j. yong
The recent US comprehensive health reform is the hottest topic in town today. This reform puts American families and individuals in a better control of their own heath care. Here are some key changes which will be legitimated following this health care reform. Find out more about it here.(read entire article)
View : 205 Times
Category : Health

How To Go Through A Successful Debt Negotiation Process   By: j.j. yong
When you are knee deep in debt, one of the alternatives to get yourself out from the financial hardship is through debt negotiation. In other words, you are required to get "discount" from your lenders so that you can pay off your outstanding balances in an easier manner.(read entire article)
View : 204 Times
Category : Business

Eliminating 70% Of Your Debt - Is It Possible?   By: j.j. yong
For people who have intention to reduce their debts with the assistance of debt settlement companies, there are some truths they need to know before signing up any plan. Although there are many service providers who claim that they are able to reduce their clients' debts up to 70%, it is usually not true.(read entire article)
View : 310 Times
Category : Debt

How Reliable A Debt Settlement Company Is   By: j.j. yong
For people who wish to have a peaceful mind in life, they tend to appoint debt settlement companies to assist them to negotiate with their creditors on their behalf. They refuse to contact their lenders due to certain reasons. Some debtors are fearful and uneasy to talk to their lenders personally. However, in my personal opinion, getting a debt relief company is not an ideal option. There are many risks a debtor needs to face.(read entire article)
View : 238 Times
Category : Business

Reducing Your Debt With 5 Simple Steps   By: j.j. yong
Can a debtor negotiate the debt on his or her own without hiring an attorney or a debt settlement company? Of course! Why not? Don't worry, it is a simple task. What do you need? You just need patience and courage. Let me show you how to get started.(read entire article)
View : 223 Times
Category : Business

Beware Of Unethical Debt Settlement Companies   By: j.j. yong
During financial crisis, most of the debtors have chosen debt settlement as their financial solution to overcome their debt issues. They tend to look for professional service providers to assist them. In their point of view, getting the assistance from third party allows them to have more peaceful mind and they don't need to deal with their creditors directly. However, how "professional" are these service providers?(read entire article)
View : 249 Times
Category : Business

Negotiating Your Debt Tactfully   By: j.j. yong
It is indeed stressful when you find out that your debt has become unmanageable. One of the ways to eliminate your outstanding balances is through debt settlement. It can be done with the help of a service provider or on your own. You can actually negotiate with your creditors directly to request for debt reduction.(read entire article)
View : 203 Times
Category : Business

Understanding Credit Card Debt Settlement - 5 Real Facts You Must Know   By: j.j. yong
For credit card users who have accumulated a large sum of outstanding balances, it is time for you to take quick action to overcome your debt issues before the situation becomes deteriorating. Taking up debt settlement plan can be one of the possible solutions. However, is it really possible to eliminate your debt within a short period through debt negotiation as what debt settlement companies keep promoting?(read entire article)
View : 202 Times
Category : Business

Writing A Debt Settlement Letter Tactfully   By: j.j. yong
For people who intend to settle their debt issues on their own, a settlement letter is considered the best tool for them to communicate with their lenders or creditors. In order to eliminate the outstanding balances successfully, writing an effective proposal is important. Although there are many samples which you can obtain online, there are things you should pay more attention. Here are some essential tips you should apply when you are composing your written request.(read entire article)
View : 224 Times
Category : Business