Here's the recent articles submitted by david reinholtz
Articles By david reinholtz
Is Green Lending Your New Mortgage Niche?
By: david reinholtz
The hot topic in real estate is green homes. People are building, buying, and remodeling existing homes to make them more energy efficient, healthy, and have less of an impact on the environment(read
entire article)
View : 131 Times
Category : Real Estate and Foreclosure
Csbs And Nmls Explained
By: david reinholtz
In this article, we will describe and clarify the missions of, agencies including the Conference of State Bank Supervisors(CSBS), the American Association of Residential Mortgage Regulators (AARMR), and the Nationwide Mortgage Licensing System(NMLS).(read
entire article)
View : 518 Times
Category : Real Estate and Foreclosure
What Every Mortgage Broker Should Know About Safe Act Testing
By: david reinholtz
The SAFE Act requires that all residential mortgage loan originators must be either federally registered or state-licensed. All state licensed and federally registered mortgage loan originators must be registered with the NMLS, which is maintained by the Conference of State Bank Supervisors and the American Association of Residential Mortgage Regulators.(read
entire article)
View : 369 Times
Category : Real Estate and Foreclosure
Requirements For Safe Act Compliance By Mlos
By: david reinholtz
The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (called the SAFE Mortgage Licensing Act of 2008)requires state-licensed mortgage loan originators (MLOs) to fulfill a set of state and federal licensing requirements with the Nationwide Mortgage Licensing System (NMLS). The goal is to reduce fraud, protect consumers, and ensure the public welfare.(read
entire article)
View : 121 Times
Category : Real Estate and Foreclosure
3 Ways For Loan Officers To Be A Real Estate Agent Magnet For Referral Business
By: david reinholtz
If you're a mortgage loan officer scrambling for business, you may already know that your efforts are better spent on landing referral sources (i.e., real estate agents) that are a pool of repeat business for you rather than targeting individual borrowers offering business here and there. The problem you're probably facing is the "how" of creating and building relationships with real estate agents as a source of repeat business.(read
entire article)
View : 75 Times
Category : Real Estate and Foreclosure
What Effect Will The Stimulus Have On The Real Estate Market In 2010
By: david reinholtz
The Stimulus package that went into effect more than a year ago, also known as the American Recovery and Reinvestment Act of 2009, has had varying degrees of success in different aspects of the economy. The question now, as we head deeper into 2010, will be what effect will it have on the real estate market this year and for years to come? The question is not an easy one to answer and, depending on whom you ask, you are bound to get a variety of responses.(read
entire article)
View : 57 Times
Category : Real Estate and Foreclosure
A Question Between Loan Modification And Refinancing
By: david reinholtz
Have you ever faced the question of whether to refinance or to seek a loan modification? If you've been in the business for at least the past few years, you have undoubtedly faced this question.(read
entire article)
View : 80 Times
Category : Real Estate and Foreclosure
The Truth About Reverse Mortgages
By: david reinholtz
We have all been exposed to information about reverse mortgages, their benefits as well as the negative aspects associated with them, yet it seems that not enough of us truly understand how to convey to our clients information about this option. Misinformation has a lot to do with the difficulties and the unstable bridge that we must cross in order to assure clients of its positive aspects.(read
entire article)
View : 103 Times
Category : Real Estate and Foreclosure
Comparing Mortgage Offers With Apr
By: david reinholtz
Many home buyers don't understand the basic principles when reviewing numerous mortgage offers they receive, and for real estate agents and mortgage brokers, it can be easy to forget the complications one encounters in deciphering the right offer for them. It's a good idea to step back, take a moment, and help your clients walk through the process rather than leaving them to tackle all of that information on their own. You can help them cut through the confusion and see the best deal, and sometimes this takes extra time.(read
entire article)
View : 76 Times
Category : Real Estate and Foreclosure
Credit Cards Before Home Loans - A Disturbing New Trend
By: david reinholtz
A disturbing trend has developed in which consumers are deciding to pay off their credit card bills before they pay their mortgage. This trend is gaining traction, and steam, in recent months as well.(read
entire article)
View : 114 Times
Category : Real Estate and Foreclosure
