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Articles By alisdair cosgrove

A Cash Back Card Could Prove The Best Choice Of Christmas   By: alisdair cosgrove
Earn money for yourself when you do your Christmas shopping this year with a cash back card. If you plan to use your credit card to shop for gifts and extra groceries this year, you can benefit from using one that pays a percentage of your purchases back to you in the form of cash rewards. It is available at any time of the year and once you start using it, you will continue to reap the rewards month after month. However, in order to benefit from this type of credit card, you do need to pay off the outstanding balance at the end of each month before the interest free period expires(read entire article)
View : 279 Times
Category : Investing / Finance

What Do Personal Finances Include   By: alisdair cosgrove
All of the various financial parts of your life are gathered together under the umbrella term of personal finance.The personal finance umbrella term covers not only the various avenues you traverse to acquire the funds you need for your personal use; it can also cover the ways you spend these funds through savings, budgeting and normal expenses.(read entire article)
View : 209 Times
Category : Investing / Finance

Get More From Your Credit Card Use   By: alisdair cosgrove
Credit cards have become very popular amongst consumers in the UK over the years, and with many people struggling to make ends meet financially at the moment an increasing number of people may be turning to their credit cards to get them through a difficult financial period. It is important to be careful with credit card spending in order to avoid high debt levels and to ensure that the card is both used and repaid responsibly and sensibly(read entire article)
View : 326 Times
Category : Debt

What Is Personal Loan Insurance Used For   By: alisdair cosgrove
You never know when you could be involved in an accident or suddenly become ill and have to leave your workplace for a period of time and because of this situation, you may not be able to keep up with your loan payments.(read entire article)
View : 234 Times
Category : Insurance

Maintain Or Achieve Good Credit   By: alisdair cosgrove
Your credit file and rating have always been very important to your financial future, but never more so than now, when credit conditions are tight and all lenders are focusing on consumers with good credit when it comes to handing out finance. This is why it is so important to ensure that you keep your credit in check.(read entire article)
View : 236 Times
Category : Investing / Finance

There Are Many Reasons To Obtain A Personal Loan   By: alisdair cosgrove
Some real reasons to seek a personal loan, may be to help get yourself out of a financial bind you might be finding yourself in or to make the purchase of something you need and you do not have the cash for.There might be more than a couple of reasons for you to be considering a personal loan, however it is very important to have a working knowledge of what you are facing before you secure that loan.(read entire article)
View : 234 Times
Category : Investing / Finance

Consolidate Your Credit Card Debt And Eliminate It   By: alisdair cosgrove
Extensive credit card use has also brought with it an extensive debt load, and the introduction of debt consolidation is one way this overload of credit card debt can be alleviated.(read entire article)
View : 280 Times
Category : Debt

Sort Out Your Finances For 2009   By: alisdair cosgrove
This year has been a difficult and turbulent one for most people in terms of finances, and in a year that has seen some unprecedented incidents take place in the financial world, many households have suffered as a result of the repercussions. With the year nearly over and 2009 almost upon us it is a good idea for households to make a start on reviewing their finances in order to get them streamlined and sorted out in time for the new year. Early action can take much of the stress out of sorting your finances, and by doing this you could look forward to a less financially strained year in 2009.(read entire article)
View : 226 Times
Category : Investing / Finance

Why You Should Be Careful With Your Credit Card Details   By: alisdair cosgrove
It is important that you guard the details of your credit card and be extremely cautious about to whom you give this information. With the convenience of the Internet for shopping and paying bills using credit cards comes the risk of being conned out of your money by fraudsters who are constantly devising ways of gaining the personal information they need to use your credit card. If you stop for a minute and think of all the ways you do use your credit card to make purchases you will realize the many ways you could be opening yourself up to fraud.(read entire article)
View : 210 Times
Category : Investing / Finance

Save Time And Hassle With Online Banking   By: alisdair cosgrove
Managing your finances can be difficult and time consuming at the best of times, and the last thing that most people want is to have to spend long periods of time on the phone to their bank, especially if it means being put through to a foreign call centre. People also tend to want to avoid having to keep rushing to the branch to sort out their banking issues, as this can take valuable time, especially if you work full time or have other full time commitments(read entire article)
View : 213 Times
Category : Investing / Finance