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Articles By alisdair cosgrove

Raise Your Credit Rating With Debt Consolidation   By: alisdair cosgrove
Many people, if asked, could tell you that they have had issues with finances in the past, what you may not hear, however, is that a debt consolidation loan is what saved them. Debt consolidation loans are there to help those who are financially in a bind and have creditors calling on a regular basis.(read entire article)
View : 248 Times
Category : Debt

By Declaring Your Intent To Repay You Can Gain Financing For A Loan   By: alisdair cosgrove
Self-employed business owners are not able to produce proof of a constant flow of income and if they try to obtain financing, they may be considered to be a risky borrower by the lenders.Therefore, the lender who takes the risk of granting a loan to a borrower such as this is uncertain about the loan being repaid.With the self certified personal loan this has been overcome, whether you run your own business or have certified accounts or no proof of income, you can still raise financing with a secured or unsecured self-employed loan(read entire article)
View : 229 Times
Category : Investing / Finance

Prepaid Or Secured Credit Cards Can Help Establish Your Credit   By: alisdair cosgrove
You pay for the credit card before using it, this is why it is called a prepaid or secured credit card.The credit card user has to make a “security deposit” of a specified amount to pay for the prepaid credit card.Most of the time, you will have to pay an amount between $200 and $500 as a security deposit and your credit line is limited by the amount of security paid.(read entire article)
View : 268 Times
Category : Investing / Finance

Credit Card Rewards Are Very Useful   By: alisdair cosgrove
The credit cards which offer “rewards” are willing to do this by keeping track of the number of purchases for which the cards are used.The variety of rewards offered by credit card companies is virtually endless, with some of the popular rewards being air miles or discounts off of the cost of certain airline’s flights.{{{Many stores and retailers also offer "loyalty" rewards if you are using a credit card issued in their name and some credit cards will give the opportunity to earn discounts on the purchase of a new car|Some retailers and stores offer “loyalty” rewards if a card issued in their name is used for purchases, and you can even earn discounts with some cards toward the purchase of a new car|It is possible to earn discount points toward the purchase of a new car, and there are some retailers and s(read entire article)
View : 303 Times
Category : Investing / Finance

Ways To Alleviate Credit Card Debt   By: alisdair cosgrove
Credit cards are convenient and they can certainly give you instant gratification, however, credit card debt is a big problem in today’s modern societies.Credit cards must be used wisely because when they are not, it is easy to overspend the funds you have available on plastic only.(read entire article)
View : 275 Times
Category : Debt

Skimming May Be The Latest Threat To Your Credit Card   By: alisdair cosgrove
Credit card skimming is causing an international problem which accounts for losses of over one billion dollars a year.It is more commonly used in Europe, Asia and Latin America, however, this particular type of credit card scam is starting to be used in the United States.(read entire article)
View : 277 Times
Category : Investing / Finance

Different Loans For Different Needs   By: alisdair cosgrove
When it comes to taking out a loan there is a great deal that you need to consider, as the type of loan that will prove most suitable for you will depend on your circumstances and needs. There are many different loans types to choose from these days, and you may find that you are not eligible for some of these loan types. By considering your needs and circumstances you can quickly determine which loan product you should choose(read entire article)
View : 308 Times
Category : Investing / Finance

Find A Reasonable Personal Loan Online   By: alisdair cosgrove
It may be easier for you to obtain a personal loan online than you thought it would be, but you must remember to take a few simple precautions when the Internet to try to secure your personal loan.(read entire article)
View : 270 Times
Category : Investing / Finance

Don't Get Ripped Off By Store Cards   By: alisdair cosgrove
It is very easy to obtain a store card at just about every location when that store does offer a credit card to consumers. The offers may be made by the cashier and offer discounts on your purchases in addition to the convenience of shopping with a credit card at that store.(read entire article)
View : 292 Times
Category : Investing / Finance

Transaction Fees Normally Charged On Credit Cards   By: alisdair cosgrove
When consumers who use a credit card from the USA , make a transaction in a foreign country, they will usually have to pay a two or three percent transaction fee.(read entire article)
View : 261 Times
Category : Investing / Finance