Do I Need A Golf Insurance?

By Author: Omega insurance
Total Articles: 7
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“From a small child to a senior Citizen, everybody loves golf”

Although many people love Golf, it is still known as the costliest sport. From the membership fee to the Golf equipment, every single thing is expensive making it a sport for the highly affordable.
Despite paying very high membership fee and buying the most classy club that best fits, many golfers ignore the key “Must Do” and that is- signing up for a Golf Insurance. We call this the key, because just as a chocolate cake is not complete without chocolate, Golf is incomplete with Golf Insurance.

Taking the complete statistics of the people availing Insurance in Dubai, UAE, we see that priority is given to Home and Personal Accident since Medical Insurance has now become mandatory; but very few feel that Golf Insurance is important.

“When I have Medical Insurance and Home Insurance availed, why do I need a Golf Insurance?”

This is the question we come across very time we talk about Golf Insurance to our client. Though we understand that it is a genuine misconception, not paying heed to Golf Insurance, if you are a regular ...
... golfer can leave a huge hole in your wallet.

But Why?
Here are a few questions which will help you get an eagle eye view of why you need a Golf Insurance handy.

Are you a frequent traveller?
If you are a frequent Traveller, who travel to different places or Countries for Business purposes, you either leave your Golf related equipment back at home or take it with you. But as far as we know, most of the Golfers feel that Golfing is a huge stress reliever and in their “To carry” list of items, golf bag tops the list.

In that case, if you travel with your Golf bag to a different Country, there are high chances that it might be lost or stolen. This doesn’t mean each time you travel to a different place, you Golf bag is at risk but the chances are pretty high because when you go on a Business tour, your complete attention can’t be diverted to your Golf bag as you would have many other things of high precedence.

If your Golf bag has gone missing or stolen by strangers, when not insured, just imagine the loss! It will seriously leave a big hole in your wallet.

How valuable is your Golf Equipment?
With Nike, Taylor Made, Callaway, Titleist and Cobra topping the brand list, every golfer’s pride is their Club. Buying the club that best fits is the key ingredient when it comes to Golfing.

But look at the price tag each of these clubs carry with them. A single club starts with a minimum of AED 1,600 and shoots up to AED 4,500 and more. If you customize the club as per your arm length, height and body stance, then it will easily surpass AED 5,000.
With this space-rocketing amount at stake, you cannot afford to be careless at all. Even if you are totally cautious, you can never predict the people. Anybody might steal your equipment out of the blue. What will you do then?

If your Golf equipment is insured, you needn’t worry at all because the Insurance Provider will have you safely covered.

Are you very careful?
As discussed, even if you are very careful, you can never judge or forecast anybody. Within a matter of few seconds, your Golf bag might go missing.

A golfer is allowed to carry 14 clubs in his/ her Golf bag. When we were talking about the estimate amount of each Club, a branded club easily costs you AED 4,500. When this amount is multiplied by 14, the figure works up to AED 63,000 (minimum).
Because as you progress from shaft to wedge and hybrid, the cost only keeps golfballing. So, if such a valuable commodity is stolen, just imagine the damage.

Signing up for a Golf Insurance is the best thing to do because nothing will save you more from loss like your Golf Insurance Provider!

Do you believe in prediction?
Even if you do believe in prediction or furthermore, if you can even foretell what will happen tomorrow, the truth is, anything might happen anywhere at any time and to anyone.
You might be totally engrossed in playing your chance and genuinely making an effort to make the ball to the putt but let’s say, due to some unfortunate instance, your effort becomes futile and instead of the ball hitting the flagstick, it hits someone’s face or body. Whose fault is this?

You know this was a mere accident and you didn’t mean it. But in golf terms, you would be called “responsible” for the injury and you will be required to pay for all the medical expenses of the injured person and if luck doesn’t favour, the person might also file a lawsuit against you.

Having a Golf Insurance handy will not only protect you from this situation but the third party Liability Coverage will take care of all the expenses incurred from treating the person injured to escaping you from a lawsuit.

Having answered all that you need to know about Golf, we believe that you would have understood the significance of Golf Insurance by now. Please visit http://omegainsurance.ae/golf-insurance/ for any queries related to Golf Insurance Policies.