ALL >> Others >> View Article
The Many Faces Of Identity Theft
Identity theft has been a hot topic in recent years. We've all heard the news stories about large banks, businesses and government agencies that have had thousands - if not millions - of personal identities stolen from their databases. Perhaps you have been the victim of identity theft yourself, or you know someone who has been. You are not just a minor statistic. The Federal Trade Commission (FTC) estimates that more than 9 million Americans each year will have their Identities stolen or compromised in some way.
Personal ID crimes take on many faces and various forms, and are not always easy to immediately discover. It's possible you won't find out about it until you review your credit card or bank statement and notice charges or withdrawals you did not make. You might not even find out about it until you get contacted by a debt collector demanding a payment. Worst case scenario might even include a warrant for your arrest for a crime you didn't commit (but someone else did commit using your name and personal information).
The FTC, in its Consumer Fraud and Identity Theft Complaint Data Executive ...
... Summary, breaks down the percentages of identity theft crimes as follows:
25% - Fraudulent credit card activity
16% - telephone and utilities fraud
16% - bank fraud
14% - Child support issues, medical identity fraud, and law enforcement evasion
14% - Employment-related fraud
10% - Fraud related to government documents or benefits
5% - Loan fraud
Source: FTC, Executive Summary: Consumer Fraud and Identity Theft Complaint Data, January - December 2006
As you can see, there are many faces of personal ID fraud that are not easily recognized. It's prudent to check your credit card and bank statements regularly, as well as checking your credit report for signs of unauthorized activity. You can request a free credit report at AnnualCreditReport (dot) Com, which is maintained by all three national credit reporting companies. Keeping a vigilant eye on your personal information will help you quickly spot any suspicious activity on your accounts and take immediate action to minimize the damage to your credit and your good name.
Jesse Whitehead lives in the San Joaquin Valley of California where he enjoys writing articles on a variety of different subjects. His latest interest is in Fluke Digital Multimeters. Come visit FlukeDigitalMultimeter.org for more information about Fluke digital testing products.
Add Comment
Others Articles
1. Discover The Art Of Boutique Ceramic Products With House Of CeramicAuthor: Matthew Edwards
2. 5 Reasons To Buy Quality Crossbody Handbags
Author: BIBA HK
3. Weatherproofing Your Home With Terracotta Roof Repointing
Author: Richard Jones
4. Vashikaran Astrologer In Bijapur
Author: Astrology112
5. How To Create Safe Spaces For The Lgbtqia+ Community: A Guide To Inclusivity And Support
Author: Im Perfect by Urveez
6. Unlocking The Future Of Connectivity: The Power Of Low Power Mesh Networking
Author: ElaraTek
7. Why Saniquat Is A Game-changer In Cleaning And Disinfection
Author: New Wave Clean
8. The Timeless Value Of Photo Albums: Why They Matter
Author: HiTech Albums
9. Decoding Dyslexia: Lyla’s Story
Author: Im Perfect by Urveez
10. Understanding Ac Refrigerant Machines And Diagnostic Scanners: Essential Tools For Automotive Hvac Systems
Author: interequip
11. Best Astrologer In Jayanagar
Author: Srisaiastro1
12. Buying A Latex Mattress? Here Are Compelling Reasons To Say Yes
Author: Andrew Philips
13. Strategies To Maximize Your Results With Dental Seo Services
Author: dental SEO services
14. How Professional Furniture Removal Benefits The Environment
Author: Dave Kocemba
15. Room Makeover: Carpet Installation, Wooden Pergolas, And Kitchen Renovation Services In Auckland
Author: Onestop Trade