Renters Insurance For College Students

By Author: cruiseharper
Total Articles: 3
Comment this article

You may think that Renters Insurance is just for people that who do not have own a house. Yes and no. Not only those people but condo, apartment, vacation homes & collage dorms. So you are thinking about going to college with new and exciting things to do!You have researched all the favorite places, out with the old, on with the new. All your dreams are coming true next fall, as soon as your graduate from high school. Now it is time to go, your family and friends will be sad to see you leave. Rest assured, you will be back soon enough.

As you arrive at your college, now its time to go to your dorm & see who your rooming with. Most colleges obligate you to live on their property when you are a freshman, some longer. Your living quarters are new as you are the school. The university as set rules and regulations for everybody to follow. But as you may follow the straight and narrow, who knows what the other students are doing. A recent study was done saying, that 14% of student have stolen from a roommate or friend.More shocking than that is the facts we dug up. In 2008 (all numbers are rounded off) Of the estimated ...
... 7 million college students in the USA.

495,000 Theft
50,000 Fire
500,000 Other Crimes

That is a staggering 15%!! Its sad to say but in these tough economic times, the numbers may go up. Most students have a laptop, mp3/mp4 player, CD or DVD,Clothing, Musical Instruments,Video games and systems. You get the picture. The university will not be responsible for your personal belongings.

This is all the more reason that every student needs Renters Insurance.With this you will get Affordable Renters Insurance. You say you can not afford coverage... This is may get your out of the rink (no pun intended). There are 2 basic types of renters insurance. Current and Replacement. Current (pays you the current value) if you have a $500 tv and you bought it 4 years ago, it gets stolen. the insurance company would give you 175.00... wear & tear is taken into account. Replacement renters insurance gives you the full amount $500 to get another one!

The national average is that you will go to school for 5 years. In that time, you accumulate all the stuff mentioned above. Most students like the ever popular ''Energy Drink" to start the day. The average cost for one is about $3.00. If you drink only one everyday that is a lot of money. By cutting out 1 per week would pay for the Renters Insurance! That is only on average, 50 cent per day. Savvy Students get a Free, No obligation rate quote from this In only 2 minutes.

Rapid Auto Quotes is adamant to find you, the consumer inexpensive auto insurance quotes. By providing the necessary means to find the right policy fast and easy. Specializing in auto, home,Life Insurance,long-term care and life insurance quotes,Health Insurance, the Rapidautoquotes network provides thousands of agents with insurance leads every year.For more information, Please visit our website http://www.rapidautoquotes.com