What Does A Top Debt Settlement Company Offer?

By Author: J.J. Yong
Total Articles: 963
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When you are in the process of searching for good debt settlement companies, your main concern is always the services the companies provide. You are required to "assess" their service packages before you engage the right service provider to assist you. Your goal is to become debt free. Make sure that the company has the same goal with you and it doesn't charge high fee.

Let's see what a top company offers. A trustworthy company is responsible to:

· provide free consultation to the potential clients who are in debt and the consultation is usually done by its certified debt arbitrators
· review the debtors' financial position by taking their monthly commitment and income into consideration
· provide different alternatives to the debtors based on the individuals' needs
· offer bankruptcy assistance if it works better for the debtors
· offer a guarantee to the clients on the minimum amount of debt reduction
· advise debtors to opt for other financial options if the debtors are not qualified for settlement plan
· negotiate and deal directly with the creditors ...
... on behalf of their clients to reduce the total debt amount as well as to maintain their credit score
· assist the debtors to handle harassing phone calls from debt collection agencies or creditors
· prepare necessary written documents for negotiation with creditors
· obtain the best deal for their clients and help them to reduce a high percentage of total debt
· provide legal advise to the clients whenever they need
· work out monthly budget for their clients and educate them to maintain "low cost" lifestyle

By going through the criteria stated above, you will be able to get a company which is truly interested to assist you. Avoid companies which require upfront from you.
For more information about debt settlement companies and online debt settlement, visit DebtSettlementPoint.com.