Where To Find Lists Of People Inforeclosure

By Author: Nick Adama
Total Articles: 197
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When you are looking for lists of foreclosure and/or pre-foreclosure
homes, there are many
ways to go about it. Many buyers look for these
houses for different reasons. Some want
to buy properties, some want to offer services to the
homeowner, and others just want to
scam and steal from these
people.

Depending on which of these you are, you would need to look in a
different place. If you are a foreclosure scammer, hopefully you end
up in prison before you get the chance to take anyone's
home or money. If you offer legitimate
services, or want to buy a distressed
home, continue reading.

First we'll begin with
investors who want to invest
in foreclosure properties.

The fastest and easiest
way to find a foreclosure
property is with a local
Realtor. Many Realtors specialize in foreclosure properties and can
assist you find a much better deal than you
could find on your own. The small
commission you will pay can easily be justified by
having their experience ...
... and knowledge at your fingertips.

If you do not want to use a Realtor, you should still
use the
resources they make available. Many
Realtor websites offer full access to their MLS
system and searching the terms "foreclosure"
and "short sale" will give you plenty of
results.

Another choice, when you do not want to
use a Realtor, is to use your local county
courthouse. Since foreclosures are a matter of public
record, you will have complete access to every
loan that has been up for foreclosure. With
a little research, you can get the
appraised value of the
property, the current owner's name, and you can find
out what they paid for the house.

Most online
services that offer "foreclosure
lists" simply access these same court
records.

If you are willing to purchase
this data, there are plenty of list selling
services that access court records and credit data for a
reasonable fee. By paying for this data, you can usually narrow your list down to the exact type of
property you are looking for. In just a few minutes, you could have
100's of properties that fit your ideal criteria.

For companies or individuals who want these records
for marketing purposes, they will generally need to get
"pre-foreclosure" data. This is when someone has missed payments, but
has not yet lost their property to foreclosure.

Pre-foreclosure records can also be obtained
from the courts, but for marketing purposes, it's much better to get
this information from credit reports. By
doing a simple search for people who have missed payments and are not
able to refinance, you can find as many pre-foreclosure records as you
need. Otherwise, you will need to search the court records for lis
pendens filings.

Lis Pendens lists are listed at every courthouse and this is the
data that is on every marketing list you see for sale on the web.
If you are facing foreclosure, this is why you are getting so many phone calls and junk mail letters about foreclosure. These list brokers are
selling your name and info 100's of times a day!

In my opinion, this data should be private and homeowners should be left alone. But since our courts are public, foreclosure
victims don't have a choice. There are many ways to keep this
information private, but generally, the steps to keep it private need
to be taken in advance. Once your info is public, there is no way to
hide it.

Good luck finding your lists, but please don't use this information to
send spam or abuse helpless foreclosure victims!
Nick writes daily articles specializing in how you can save your home from foreclosure while there is still time left before a sheriff sale or eviction. Learn to defend the bank's attempts to take your home, find a reputable lawyer, delay a trustee sale or eviction, qualify for a foreclosure loan program, and put together a reasonable solution that will let you keep your property from being sold out from under your feet. Visit his site to read more about your options to avoid the loss of a home and understand more about how and why the real estate market has been collapsing for several years now: http://www.yousaveforeclosure.com/