123ArticleOnline Logo
Welcome to 123ArticleOnline.com!
ALL >> Automobiles >> View Article

Cheaper Auto Insurance Rates

Profile Picture
By Author: Bob Smith
Total Articles: 194
Comment this article
Facebook ShareTwitter ShareGoogle+ ShareTwitter Share

There are certain factors you can not control that affect your automotive insurance rates. Things like your age, gender, recent DWI / DUI and any prior claims record. Listed here are some of the things you can do to lower your automotive insurance premiums. The easiest way to find cheap insurance rates is to request a free auto insurance quote or two.
Automotive insurance rates can vary greatly from company to company, as do the terms of the policy. Be sure to check on what you're buying for that lower rate. Print out each quote so you can compare each item line by line. For instance, if one automotive insurance company quotes you a rate of $75 per month/$250 deductible, and another auto insurance company quotes you $80 per month/$500 deductible, you would not be comparing exactly the same automotive insurance product. Find policy terms that fit your needs and then compare them.
Decide how much coverage you will need before you buy that next ride. Insurance rates are significantly affected by the make, model and year of your vehicle. New cars, sports cars and custom built models cost a lot more to insure than ...
... a standard vehicle. Remember that for most of us, a car is just a means of transportation.
Keep track of your credit score. Thanks to recent economic conditions, many of the top auto insurance companies are now looking at their customers' credit scores when calculating auto insurance rates. People with poor credit report scores can pay as much as 50 percent more on their auto insurance premiums because they are considered a higher risk customer.
Never let your car insurance coverage lapse as this can signal to insurers that you may have trouble paying your bills. Let your current auto insurance continue until your new automobile policy takes effect by giving your current auto insurance company proper notice of policy cancellation.
Get the discounts you deserve. To get the best auto insurance rates, it is important to be aware of all possible auto insurance discounts. These could include such things as insuring multiple vehicles, a multiple product discount (auto-home), low annual mileage use discount, driving a more fuel efficient vehicle, discounts for various professions, discounts for anti-theft devices, good student discount, senior citizen discount, accident free discount and more. Check with the auto insurer for a complete discount list.
Don't think you have to sacrifice service to get affordable auto insurance. Many of the top companies have the best customer service ratings in the industry. Comparing rates only takes a few minutes and answering a couple simple questions is a small price to pay considering all the money you could be saving each month. Getting your free auto insurance rate quote is quick and easy so there isn't any reason not to do so.

Total Views: 402Word Count: 472See All articles From Author

Add Comment

Automobiles Articles

1. Why High-performance Exhausts Are A Must For Fast Cars: Shop Vortextune
Author: Isa Akharume

2. Pig Trailers For Sale In Australia | Acs Designs And Manufacturing
Author: ACS Designs and manufacturing

3. What Are The Top Benefits Of Installing A Reversing Camera?
Author: Zib Digital

4. Best Performing Electric Scooter: Amo Jaunty Plus
Author: AMO Electric Bikes

5. Full Load, Trailer, And Part Load Transport Services In Delhi & Noida By Gopiban Logistics
Author: Gopiban Logistics

6. Tips To Remember While Buying Custom Chopper For Sale
Author: Levi Fysh

7. Saving Money On European Car Service: A Comprehensive Guide
Author: Oliver Mertin

8. Factors That Help You Select The Right Driving School!
Author: Eleanor Thompson

9. Stainless Steel Exhaust Systems: Enhancing Performance And Durability For 4x4 Vehicles
Author: shaimaglobosoft

10. The Ultimate Guide To Wheel Repair And Refinishing
Author: mainhattan

11. Revolutionizing Urban Mobility: Dahon Foldable Bikes
Author: thomasjamoe

12. Get The Best High-end Accessories From Sierra Golf Cart Dealer
Author: Golf Cart Madness

13. A Brief Look Into The Features And Usefulness Of Parabolic Leaf SpringsĀ 
Author: sonicoleafsprings

14. Ces 2025 Car With Iq: Continental Presents A Demo Car With Innovative Interaction Technologies
Author: Sofia

15. Top Car Removal Services In Auckland: Professional And Reliable Solutions
Author: Cars 4 Cash

Login To Account
Login Email:
Password:
Forgot Password?
New User?
Sign Up Newsletter
Email Address: