Is Temporary Health Insurance Good?

By Author: J.J. Yong
Total Articles: 963
Comment this article

Temporary health insurance is a good option for people who are looking for low cost health protection. What is this temporary short term health insurance about? It is defined as the short term insurance coverage that covers the policy holders for a short period of time but offers flexible protection against unexpected diseases, injuries from accidents and all sorts of health care problems which include dental issues.

In fact, the temporary plan and the standard long term coverage are quite similar. The most obvious differences are the time frame of the policy and its cost. This short term health plan is specifically designed for people who have special needs and requirements on healthcare coverage. In general, unemployed or retrenched workers, fresh graduates from universities or colleges, new recruited employees who are waiting for group coverage and people who always travel overseas need this type of temporary policy most.

Under this temporary plan, the policy holders are free to decide the duration of the coverage. The coverage period can be as short as one day and it can also be as long as one year. In other ...
... words, you can choose the exact number of days you want to be insured. The premium is charged according to the duration of protection you need. In average, most of the temporary health plans are charged at very affordable rates. Even during economy crisis, people can afford to obtain healthcare protection with low premium.

Nowadays, most of the insurance providers are offering online purchase for this specific policy. The application and approval procedures are secured, simple and convenient. The most ideal part of temporary health plan is the "next day coverage" which is effective within 24 hours after the payment has been made for the premium.

In conclusion, temporary insurance health plan is indeed good for individuals with different short term needs.
For more information about individual health insurance and health insurance companies, visit CommonHealthInsurancePlans.com.