Obtaining Travel Insurance In Pregnancy

By Author: Neon Glory
Total Articles: 7
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Any kind of foreign travel requires some kind of travel insurance, but those travelling while pregnant need to be sure that they have as much travel health insurance in place as possible. Here we take a look at some travel insurance tips for expectant ladies.

Because pregnant women are seen as being high risk customers in insurance terms, the cost of travel insurance during pregnancy can be a good deal higher. Medically speaking, the safest time for you to travel is during the second trimester, with the first trimester carrying the highest risk of complications.

Your third trimester of pregnancy is deemed the highest risk travel category by insurers. The risk of developing complications increases, and birth takes place during this period, which could result in labour complications, or the need for repatriation, all of which cost insurers money. So aim to book your trip before this period if you can.

You will find that many airlines will accept pregnant passengers up until their 36th week of expectancy, so long as a note from a doctor can be shown to satisfy them that you are physically well enough to fly. ...
... Insurers on the other hand are not likely to insure anyone past their 28th week.

Some health insurance and even credit card policies come with some travel insurance included, and so taking a look at any of your existing policy details as these may show that you need less cover than you first expected.

The internet can be a godsend when it comes to finding insurance, especially for specialist policies. Comparison sites make the contrasting of policy prices and details a good deal easier than phoning round companies individually. Trying as many insurers as you can for quotes is the key to finding the most affordable policy for you.

While avoiding any trips while in the last stages of pregnancy is always advised, sometimes travel during this period is a necessity. In this case, finding a travel insurance policy is always more difficult, and more expensive. Some of the larger insurers will be willing to write up a specialist policy to meet your needs, or you could try a specialist insurance broker who may be able to offer you a slightly cheaper quote.

Most travel insurance policies have exclusions relating to pregnancy, and so it is always vital that you read the small print. You are most likely to find a cause that deems the insurance invalid if you do not return home at least eight weeks before your due date.

For great deals on holiday insurance including annual travel insurance with cancellation cover up to £5,000, visit AA Travel Insurance.