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Health Insurance When Working For A Temp Agency
I work for a temp agency that calls me when they have an assignment. I never know how many hours I am going to work in a given month, but one assignment can keep me at a Company for 6 months, it just depends. Right now I have no health insurance, but would like to get some, starting in 2014, with the new law. Can I get it through the temp agency, one of the company’s I have been assigned to, or do I have to buy it myself?
It depends on the hours you work. It is hours that determine whether you are a full time employee eligible for affordable health insurance coverage from your employer, or whether you are a part time employee or contractor not entitled to benefits.
So, how many hours make me a full time employee, for health insurance purposes?
You must work an average of 30 hours per week, during a 6-month consecutive period, in accordance with the new law taking effect 2014. The period will be determined by your employer. So for example, your employer may choose the last 6 months of 2013, and average all of your hours during that time. If those hours total less than 30 per week, your employer ...
... will deem you ineligible for health insurance benefits. This will mean you should buy an
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