Car Insurance Discounts Can Help You Save Money

By Author: Alisdair Cosgrove
Total Articles: 184
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Many of the larger auto insurance providers seem to be ready and willing to offer their customers discounts on their insurance policies when they meet the right requirements. For those who are are first- time buyers of an auto insurance policy or who've never had one before, it might be in your best interest to examine the different discounts that are available. Look for the different discounts that are available with various providers and find those that will provide real money-saving benefits on your car insurance premiums.

If you're not sure what policy discounts to look for, you might want to read further to find information on some of the most common discounts that auto insurance companies currently offer prospective customers. Each discount should be considered in light of how much savings it could potentially offer you on your auto insurance policy. The discounts will vary according to the type of insurance coverage and the provider who carries it.

One discount is called a safe car discount and it is offered by insurance companies as a means of rewarding customers for having vehicles that include certain ...
... safety features like anti-lock breaks, anti-theft devices, and passive restraint systems.

Another discount is called the multiple policy discount, and under the terms of this discount, the insurance company will sell a customer more than one type of insurance coverage at a discount, provided the customer also has more than one policy with the provider.

If you do hold more than one active policy with an insurance provider, the best thing you can do would be to check with the company to see if the savings would be worth the trouble of transferring another type of insurance over to the same company.

Good student discounts are offered to those who meet the academic performance level set by the insurance companies involved. Calculation of this discount is based on the student driver's GPA.

If you have never heard of low mileage discounts, these discounts are provided to drivers who meet specified mileage limits every year. By doing so, you are eligible for insurance policy discounts, so this is a good incentive to start carpooling to work to begin gaining real savings on your auto insurance policy.

Senior adult discounts or senior citizen discounts are excellent means of savings for elderly drivers. A number of insurance companies provide these substantial discounts on the cost of insurance polices for seniors.

The final policy discount that will be mentioned is called the defensive driver discount; it is given to policyholders that have taken the time to enroll and complete defensive driving courses. If you would like to take advantage of this discount, you will need to contact the insurer about enrollment in defensive driving classes, and then when you're done with the class the discount is applied to your policy rates.

The discounts mentioned here are commonly offered by auto insurance providers. For those who want to get a policy discount and save money on their car insurance, first find out from the company which discounts they offer and whether you qualify for them. Don't hesitate to look around at different companies to see what insurance discounts they may have to offer.
Alisdair Cosgrove is an expert in the field of auto insurance and has been writing articles on the web for many years and can find more of his work at the insurance site www.Peppercoin.com, offering auto insurance and also great advice on gap insurance. Visit today to read more of Alisdair's great articles.