Keep Track Of Your Car's Milage

By Author: Alisdair Cosgrove
Total Articles: 184
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Consumers all across the country are looking desperately for some way to save some money on auto fuel as gas prices continue to be very unstable.
The cost of auto insurance plus the unstable cost of gasoline for our cars has quite a strangle hold on our finances. Insurance companies have responded to the unstable fuel prices by creating a new pay as you go insurance program which does seem to offer a bit of financial relief.

This program is officially called Environmental Defense, and the original purpose of the program is to track an individual's car mileage.

Two ways are being proposed to accomplish this purpose. One way of doing this is, from time to time an embedded cell phone containing a proprietary odometer calls in your mileage to the insurance company.

Another method that is used to track an individual's car mileage, involves the installation of a GPS device into a phone in your car, just as the On Star system works to show the actual travel route which may be taken. A little more information may be most helpful when you are trying to make a clear decision on the method that is right ...
... for you.

Some consumers object to the GPS system, because they believe that it infringes on their right to privacy. The GPS system may have some certain advantages over the propriety odometer method of tracking mileage because it tells how many miles you travel and also the quickest and easiest route to travel. What you must do is weigh your privacy concerns against the possible benefits of both of the methods.

The Environmental Defense believes that a pay as you drive program will save consumers money in the long run, and help reduce pollution, because the insurance companies will offer financial incentives for driving less. A reduction of congestion in the overcrowded highways of the cities could be implemented by a cut-back in the number of drivers, and this also could be a potential benefit of the pay as you drive program.

Drivers could gain more control over their auto insurance premiums through the pay as you drive programs, thus making auto insurance more affordable.

You can easily make a determination of how much money a pay as you drive program can save for you. A part of your annual premium rate is charged into a per mile fee by assigning your car to a group, according to vehicle type and the amount of usage and your zip code. You could be responsible for paying an upfront fee for your pre-determined mileage when a per mile rate is determined.

The amount of time you will spend driving is what determines whether or not you will receive a rebate or pay more on your insurance premiums.

Some auto insurance policy holders are estimated to perhaps be able to receive a savings of about 25% on their car insurance, if they were to use a pay as you drive program.

If you can actually save money on the cost of auto insurance and improve the environment and cut down on the amount of congestion on our highways, it could be one of the best ways to go.
Alisdair Cosgrove interests include insurance and other personal finance topics and has been writing for numerous years and can find more of his work at the insurance site www.Peppercoin.com, offering auto insurance and also great information on mathematics of auto insurance. Visit today to read more of Alisdair's great articles.