Credit Card Holders Vs Wallets – Differences And Similarities

By Author: Vikram Kumar
Total Articles: 9383
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The credit card is actually a relatively recent invention, with widespread adoption of credit cards as a mode of payment only taking place in the late 1950s to early 1960s, when Bank of America started the ancestor of the Visa credit card and a conglomeration of banks started the ancestor of the MasterCard credit card. Today, however, most people have at least a single credit card, and many have more than one credit card from different banks. Having multiple credit cards can help you organize your finances better, and provide more options when it comes to credit card discounts and the like. Having many credit cards can be troublesome when it comes to carrying them, however, especially with regular wallets that have a limited number of slots for cards.

Besides credit cards, you will also have to carry other cards, such as your driver’s license, identification, and more. Most wallets have a limited number of slots for cards due to their size limitations. With the need to fit into a back pocket, the more card slots there are in the wallet, the thicker the wallet becomes, and eventually a point is reached where adding more ...
... slots would cause the wallet to become overly thick.

Credit card holders, on the other hand, come in a large variety of shapes and sizes. Some, which are designed to carry numerous cards, are long, and allow you to carry many more credit cards than a wallet. Others are actually smaller than wallets, designed to carry a few essential credit cards, and sometimes incorporating a money clip on the reverse side.

For most men, a wallet is simply a necessity, not only a means of carrying money, but also a fashion accessory. Depending on your card storage needs, however, credit card holders can be a much better option than a wallet. If you have numerous credit cards, and find that your wallet is becoming so thick it barely fits in your back pocket, then you should definitely consider getting a credit card holder instead, especially if you often wear a suit or jacket which has a breast pocket which will easily fit a long credit card holder.

On the other hand, there is also the option of carrying both a wallet and a credit card holder. Some people have found that instead of having to choose between either a wallet or a credit card holder, they prefer to carry their essential credit cards in their front pocket in a small credit card holder, and keep their cash in a regular wallet. This can be much more convenient in terms of having your credit cards easily accessible while not forgoing the ability to carry cash easily.

The choice between wallets and credit card holders will ultimately depend on your needs, and whether you typically use credit cards or cash to pay for your purchases. You also should not rule out the possibility of carrying both, especially if it is not immediately obvious whether you rely more on credit cards or cash as a means of payment.

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