Everyone Needs This Book

By Author: James Horace
Total Articles: 3534
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Preparing for death is an important part of life. Life on this planet is a very unpredictable passage for all human beings who walk on it. The one thing that cannot be avoided is death. But when death comes, the survivors are expected to make a lot of crucial decisions related to legal and financial issues. There are also many things about running a household that one spouse knows and the other doesn't. The death of a spouse is heartbreaking for the surviving spouse. Life can be very demanding, challenging, and confusing. It's a fact that women tend to live longer than their spouses. And in the case of a husband's death the pension benefits may be reduced to 50% or may end entirely depending on the payment option chosen. It's much better to plan for your spouse's future beforehand and to make a record of your retirement accounts, pension plans, life insurance, and household information ahead of time.

If you get prepared, your spouse wouldn't have to suffer as much upon your death, and will be able to carry on with their life without any difficulty related to paperwork, insurance, or household issues. To start it all, ...
... you need to get organized and make sure both spouses know about all the assets they posses as well as the mechanics of how the household is run and how to manage and access them when required. After the loss of your spouse, you will be required to take over all of the things your spouse does now. From paying the bills, to doing oil changes on the car and from taking care of the lawn to redoing all of your legal paperwork. You will also need access to important paperwork such as their most recent last will & testament, financial records, real estate deeds, mortgage information, life insurance, health insurance, ad&d insurance, auto insurance, and home insurance. You will also need to know how your bills are paid, whether it is online bill bay, mailed in, or automatically deducted from a checking account every month. You need all of this important information and documents to be in one place to make sure that if something happens to you or your spouse that the surviving spouse and/or heirs and your children can utilize this information to file claims to attain the benefits they are entitled to and the household can continue to run smoothly.

Keeping all these things in mind Everyone Needs This Book was designed to support and organize all of your important information in one easy to access place. Everyone Needs This Book can also help you organize your day to day life. The workbook has all of the information needed for a household to run smoothly. Wills and estate information, 401k and pension information, all types of insurance, household repairs and maintenance, vehicle maintenance, health information, pet information and much more are all included in this handy workbook. This workbook has pockets in between chapters to store copies of your important paperwork and was made in a binder format to add, edit or remove pages as needed. There is a also a section in the workbook which addresses evacuation plans. In case you need to evacuate from your home, there's very little time to go around the house in search for your important information. In such a situation, this section comes in handy, as you will have all your important information and paperwork stored in this workbook.