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Many Have Experienced Success Finding Unclaimed State Money

The problem of unclaimed state money is not a new concept to the U.S. economy as the state has been facing the problem for years. States, along with the federal agencies, are trying their best to locate the rightful owners and make them claim what is rightfully theirs. After a lot of efforts over the years, the figures show that many have experienced success in locating their state unclaimed money. Here are certain ways by which you can find unclaimed money in your state:
Checking the federal government databases for savings bonds
As per the records of the U.S. treasury, around $17 billion of worth of savings bonds are still with the government and are no longer earning interest. Some of these bonds were sold in the market between the years 1941 and 1980 to relieve the government agencies of the burden of these accumulated bonds. Some of these bonds are also provided to the people as gifts. Most of us are unaware of the fact that these gifts are the unclaimed savings bonds.
One of the best ways to search for the savings bonds are to visit the Treasury Department’s website and searching the TREASURYHUNT ...
... page by clicking on the tab names as individuals. For those who are not good with websites can search using Google search engine by entering the keyword of ‘Treasury Hunt’. You can start the search by entering Social Security Number and within seconds you can know if there are any unclaimed savings bonds under your name or not.
Searching the Banks
There are chances that you might be having an unclaimed savings account with the bank that you opened a long time ago, or by the employer of your last place of employment. These savings accounts might have some money that is not earning interests anymore.
Searching different websites and databases
The best tip for all your answers is the official website of National Association of Unclaimed Property Administration, also known as the NAUPA. This website offers links to all the individual databases of different states listing the unclaimed assets scattered in the region. The best thing about such government-owned websites is that it offers free of cost searches.
Federal Deposit Insurance Corporation
Also known as FDIC, this corporation has the responsibility of managing the assets or the accounts managed by a bank that is not in a working condition anymore. If a person successfully proves that the account belongs to them, the FDIC will assist in getting back their lost money.
IRS website
Checking with the website of IRS has worked wonders for many claimants. In the website, you have to click on the like ‘Where is my Refund’ and will have to enter personal details like SSN number and the amount of refund to get details related to refunds. But as per the rules of the IRS, the refunds should be claimed by the owner within three years of the time it was due.
Unclaimed gift certificates or gift cards
There might be certain circumstances when you might have lost a gift card or are unaware of any unused gift certificates. As per the Wall Street Journal, about $6.8 billion of money remains unclaimed in form of unused gift certificates.
There are many different forms of unclaimed money that currently creates the billions each state is holding. These tips should help you successfully search and claim back your unclaimed money.
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