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Tips On Evaluating Options For Payment Gateways India

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By Author: Shilpika Ponnappa
Total Articles: 428
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As an Indian startup with an e-commerce aspect on your plan, you have to do some rigorous research on the best payment gateway. This “gateway” can be used to process credit cards as well as debit cards. Searching for a good one can be an arduous task and there are very limited options that are available in India. On top of that, information can be scarce as you have to find ways to contact the companies before you get a clear picture of what they offer.

If you are in search of the right Payment Gateways India, you have to list down all the selected providers. Create criteria for comparison which you will use in evaluating which one is the best option for your business.

Look at the costs
There will always be a set up cost that you have to pay for. There is a small charge for the transaction. In some cases, there are providers that require maintenance costs that are paid for per annum. Therefore, there are one time payments and recurring costs. That alone makes the service quite pricey. When it comes to the transaction costs, a fee, ranging from 4 to 7% of the transaction amount is applied. If the transactions ...
... are big, you can negotiate these fees.

Do they have good support service?
There are times when problems and other concerns happen when using the payment gateway. It is necessary that the provider offers quality service in addressing the issues. Do they offer 24/7 service? How effective is the company in handling concerns and problems.

Review the policy
It is necessary to know the rules, regulations as well as term and conditions of the provider. If there are refunds, charge backs, disputes and other concerns, what role does the provider assume and what kind of support and help can they extend for the company? It is crucial that you review in detail the services that are available for you.

Ease of use and integration
The last thing you want to know is a how complex and time consuming is the process offered by the payment gateway. How easy is it to implement the app? If there are changes in the website architecture, can the gateway adapt easily or is it a lot of work to manage and utilize?

There are so many things to consider when looking for the best provider for your e-commerce business. Nonetheless, it is your duty to find the best possible option in order to have a successful online venture and a safe channel in processing payments.

Shilpika Ponnappa,
Get more information on india payment gateway, Bank Fixed Deposit Rates

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