What Is Assurant Employee Benefits And Disability Key Points?

By Author: harleyreuben
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• An assurant employee benefit is largest company in America which belongs to the group Assurant, Inc. This company offers various benefits to the employees with their specific products and services.
• The main goal of this company is to offer insurance products and specific services to the small sized businesses. Across the U.S, the staff of this company is about 1700 including head office which is located in Kansas City.
• Assurant employee benefits, Assurant solutions, Assurant health and Assurant specialty property are the four companies belonging to Assurant Inc. most of the companies are looking for healthy and satisfied employees.
• In order to verify the performance levels of Assurant Employee Benefits, many surveys are conducted and got positive feedbacks from the customers. Most of the people say that Assurant’s customer service is appropriate because they respond very quickly and effectively for all the queries raised by customers.
• In addition to employee benefits, Assurant also provide well designed Employee Assistance Program for their employees. In these programs employees ...
... are counseled on various aspects such as personal problems, healthy lifestyle, etc for preventing disabilities.
You must be aware of certain things before purchasing a disability insurance policy by AEB
• Family financial well-being is affected when there is a sudden disability in their family but we are ready for the unexpected and can prevent future damages such as medical and medicinal bills. One can have peace mind when there is an insurance policy that give financial support if someone in your family falls sick or unable to work.
• If there is an event of illness or accident then the person will be taking rest for some period of time, the family is given check for every month provided if they have disability policy. Basic expenses such as home mortgages, utility bills, medical bills, food and other requirements can be made with their support.
Disability policies will have major key points, they are:
Benefit amount:
Benefit amount is nothing but the amount insured to the person for every month when they are disabled due to injury or sickness. In general, the benefit amount depends on the disable person’s occupation, income, etc.
Elimination period:
It is the waiting time of the injured person from the point of injury till he receives disability insurance check is known as elimination period. In general, the elimination period will be in the range of 3 to 6 months. Expensive policies will have shorter eliminating period.
Benefit period:
The span of time, disability check is paid is known as benefit period. There are several benefits periods. Benefit period may be two years or five years or some people select benefit till they get 65 years. If the benefit period is longer then you will be getting highly expensive policy.
Policy cost:
In general, the cost of the policy is about 1 to 3 percent of the total income earned by the person per year.
Benefit qualification:
It is mandatory for you to qualify the disability definition set by AEB to get insurance disability check for every month. Insurance company will be paying for the 3 kinds of disabilities such as catastrophic disability, total disability and residual disability.
Insurance companies will support the family of disabled person by paying huge sums of money for hospital bills or insurers. Thus, sense of security is given by the insurance policies in this doubtful world.

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