Property Equity Release – The Nest Shows A Way

By Author: Jimwright
Total Articles: 100
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A pair of swallows with all their energy and enthusiasm brings various types of twigs or other things from faraway places to build a nest for their rest of the lifetime. They choose the place after much investigation and searching. After days of effort the nest is built, they protect it with their life and then they gradually raise a family. So is you, in this case, the house is your nest. It protects you from the weather and also other problems, but you will have to protect your nest from any eventualities. If you are planning to take the advantage of your home and also earn simultaneously, then you will have to take the help of Property equity release.


This property equity release scheme has helped many persons, during their retired life. This type of scheme will help you to tide over the ups and downs of professional life. Since life in real terms is not that easy, after slogging for the most part of your life, you will need some respite from it. Only a Property equity release solution can help you to tide over the crisis. This scheme helps you to tide ...
... over the financial worries of the future. It helps them to realize and relish the remaining slice of their life at ease. This is a financial facility to be taken advantage of by those retirees, who are the home owners.


There are various Equity release products to suit every old age and retired persons. If you apply to this scheme, you will be able to remain in home during your golden years. The basic requirements for the home owners are that, they have to be about 62 years of age. There is almost no income or credit check and also no monthly payment option in these Equity release products.


Mainly there are three schemes, related to Equity release and they are

Home reversion Products – The home owner can take out the exact amount of the home’s value and this allows the homeowner to stay in the house. He can do this till the home is sold off. You can hardly leave this property to your heirs. The property will be sold as a proportion of the proceed of the sale will go back to the reversion company as a part of the payment.

Lifetime Mortgage Product – These mortgages have no lifetime equity guarantee. The home owner will take out a loan, the principal and the interest is not paid back. The interest is acquired and paid back to the loan. There are several types of plans are available, like the roll-up mortgage, fixed repayment life time mortgage, interest only and a home income plan.

Shared Appreciation Arrangement Product – Allows the homeowner to sell a percentage of the property to the lender. The home owner eventually agrees to give up a portion of the homes for some future appreciation.