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Eight Tips To Gear Up To Motorcycle Season
To steer this riding season in the right direction, you’ll want to make sure your motorcycle and your Texas motorcycle insurance policy—are in good working order before hitting the open road.
While you should always check your owner’s manual for specific guidelines, here are some general tips for getting ready:
1. Change the oil and filter. Many manufacturers recommend changing the oil and filter before storing a bike for any extended period of time and again when you bring it back out for riding season. Be sure to first start up the motor-cycle to warm the engine and then shut it off before changing the oil and filter.
2. Check the belt or chain. Make sure it is set to the manufacturer’s recommended tension. And if you have a chain, lubricate it.
3. Check nuts and bolts. Start off the riding season with a solid bike. Make sure everything is tight. “A well-maintained motorcycle not only assures a fun time, it can save you money by avoiding accidents, which helps to keep your motorcycle insurance rates down,” says Rick Stern, motorcycle product manager, The Progressive Group of Insurance ...
... Companies.
4. Inspect tires. Look for any damage and also make sure each tire is inflated to the correct pres-sure. You’ve only got two tires, so for maximum stability it is very important to avoid underinflation as well as overinflation.
5. Look for fluid leaks. The easiest way to check for this is to look at the floor under the motor-cycle. Leaking oil or brake, radiator or clutch fluid can cause their own special problems. For example, being low on brake fluid could make it hard to stop your motorcycle. You don’t want to find that out after you’re already on the road.
6. Check all lights. Make sure headlights, taillights, brake lights and turn signals are all functioning properly.
7. Brush up on your riding skills. Find a safe place to practice riding skills such as fast stops, figure eights, U-turns, etc., so you’re ready for the season. You’ll be glad you did.
8. Update your Texas motorcycle insurance policy. Perhaps one of the most important things you can do at the start of the season is review your insurance coverage to be certain you, and your bike, are covered. Talk to a Texas Prime Insurance agent for motorcycle insurance in Austin.
a. List of coverage to check on motorcycle policy:
i. Are liability limits high enough?
ii. Do you need uninsured motorist protection?
iii. Do you have a health insurance policy to cover any injury? If not, not you have enough medical payments or personal injury protection coverage on you motorcycle insurance policy?
iv. Do you need to insure the motorcycle for physical damage? If so, does your current physical damage cover accessories?
v. Do you need roadside assistance? If you have this coverage, do you know the limitations of your roadside assistance coverage?
Independent agents represent many companies and they can help you to understand the cover-ages you need. An independent agent can also help you find the combination of price and service that’s right for you. To find an independent agent, visit the Web site at www.TexasPrimeInsurance.com.
Author Bio.
For Texas motorcycle insurance and motorcycle insurance in Austin visit http://www.texasprimeinsurance.com/
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