123ArticleOnline Logo
Welcome to 123ArticleOnline.com!
ALL >> Health >> View Article

Raised Cholesterol And Life Insurance

Profile Picture
By Author: cispratik
Total Articles: 42
Comment this article
Facebook ShareTwitter ShareGoogle+ ShareTwitter Share

When you go to set up a life insurance policy, the insurance will require that you complete an application form. This will ask for details about your health, pastimes, family medical history etc, and based on this, the insurer will finilise the cost of your life insurance.

Often premiums will increase from the standard rates (this is called a life insurance premium loading). This increase can occur for many reasons - for example a dangerous hobby like mountaineering can lead to an increase. Also a person's health can have a major effect on the cost of life insurance.

We'll look at one common issue that can lead to an increased life insurance premium - high cholesterol, and what you can do to minimize this.

The first step is to make sure that the life insurer can put the raised cholesterol into context by seeing that you are healthy in other ways. For example if your weight and blood pressure are good it can help to emphasize these on your application. This will make sure the insurer understands that some of the issues that can worsen their assessment of high cholesterol are not present for you.

Also, ...
... if your control of your cholesterol is good, it's important to make sure that the life insurance company understands this. The life insurer will be interested in how good your past readings have been, so including detail about these will help your case.

Once the health insurance nz cover has been set up, it's important to have the premium reviewed if you have an improvement in your situation. For example if, at the time you set up your life insurance, your cholesterol control is poor but this improves over time, make sure you tell the insurer. This kind of development can lead to a reduced cost. In the same way, if you had another issue (for example high blood pressure or were overweight) and there are improvements in these, tell the insurer too. Improvements in factors like this can result in a real reduction in the cost of your life insurance.

The role of NZ life insurance is to provide a lump sum on your death. It enables you to create an Health Insurance for the benefit of your survivors.

Total Views: 266Word Count: 373See All articles From Author

Add Comment

Health Articles

1. The Vital Role Of Hospital Elevators In Modern Healthcare Facilities
Author: Harsh Shahi

2. Unlocking The Benefits Of A 3-day Water Fast: A Journey To Inflammation Reduction, Longevity, And Gut Healing
Author: Dr. Nick Zyrowski

3. Is Credelio Plus Good For Dogs?
Author: VetSupply

4. Best Dental Clinic In Nagpur. Dr. Suryawanshi’s Dental Clinic
Author: Priyanka Suryawanshi

5. What Is The Difference Between Frontline Plus And Frontline Original For Dogs?
Author: VetSupply

6. What Is Icsi Treatment And Its Cost?
Author: SCI IVF Hospital

7. Is Advantage For Dogs Any Good?
Author: VetSupply

8. What Is An Advantage For Cats Medicine?
Author: VetSupply

9. Prioritise Your Health: Get An Essential Health Checkup In Thane
Author: Dr. Vaidya’s Laboratory

10. Why Does My Nose Run When I Eat? Symptoms And Treatment
Author: AllergyX

11. What Is Advantix Used For In Dogs?
Author: VetSupply

12. The Healing Power Of Hot Tubs: 7 Health Benefits You Didn’t Know About
Author: Andrew Strauss

13. Write A 1500 Words Blog On This Topic - Does Frontline Plus Really Work On Cats?
Author: VetSupply

14. Maternity Hospital In Jaipur
Author: YATIKA

15. The Importance Of A First Aid Dressing Kit In Emergencies
Author: medguard

Login To Account
Login Email:
Password:
Forgot Password?
New User?
Sign Up Newsletter
Email Address: