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To Buy Or Not To Buy

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By Author: Lecia Selbo
Total Articles: 49
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Housing might not seem a great investment area in which to get into at the moment, as most people who watch the fluctuating market will no doubt agree. Unlike other, more predictable commodities in which you could invest, the price of houses could be great one moment, then terrible as soon as you want to sell.

Nevertheless, whether things are looking good financially or not, you''ll always find in many towns and cities an ever-present demand for house rental, and people will always be happy to rent no matter how grey the situation might be or may become.

So if you are interested in making an investment now which could begin to pay off both before the end of the recession and long after it, purchasing a house to let could be a great option. Furthermore, if you strike while the iron is hot, the cost of the property could be much less than it will be soon afterwards.

Buying a place in the right part of town away from the centre could offer you a whole range of potential tenants not wanting the urban hustle and bustle. Not only will you be spending less than on a more central property, but you might find that ...
... plenty of people who would prefer to live in calmer areas will want to rent from you.

Alternatively, if the area where you''re looking to buy happens to be a popular university town, you shouldn''t find any difficulty in terms of demand for your property, and a good way of making sure that you''re always in demand is by purchasing somewhere close to the campus itself.

A good way of making sure that the students renting your house will treat it well is by going through a reputable agency that specialises in that particular market. While it may not bother you what state students will keep the property in, no one wants to think that their property will be damaged or changed unrecognisably by the people living in it.

Whether you need a payout for anything from a broken fridge to bad electrical wiring, countless insurance companies will offer fully comprehensive buy to let insurance packages for you to choose from, many of which even offer call-out services in case anything goes wrong in an emergency.

Owning a buy to let property can be risky business in terms of receiving the correct rent at the correct time, but many insurers will also cover you up to a point for payments not received. So with the knowledge that you are legally covered by your insurance deal, you can relax without worrying about the future of your property. Lecia Selbo is a writer and insurance industry expert. They recommend Legal and General for buy to let insurance.

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