ALL >> Insurance >> View Article
Eating Disorders And Insurance

According to the National Institute of Mental Health, up to 10 million people in the United States suffer from some sort of eating disorder at any given time. However, many insurance companies will not cover treatment of the disease. If they do provide coverage, they only partially cover it. One of the main reasons for this problem is the fact there is no legislation in place at the federal level helping to classify eating disorders as a medical condition that requires treatment. Most insurance companies classify eating disorders as "behavioral choices," which gets them off the hook in most states. Certain states have legislation in place, but it is not standardized and patients often have to fight the insurance companies for coverage. Here are things that you can do to get insurance involved in you or your loved one's case.
Most insurance companies will cover the costs associated with treating physical symptoms related to the disease. For example, they will cover costs associated with the body breaking down after a prolonged battle with bulimia or anorexia nervosa, everything from heart and kidney failure to high blood ...
... pressure and esophageal damage. However, they will not provide coverage to treat the underlying mental disorders that lead to the eating disorders and thus to the physical symptoms. The sad irony is that the physical symptoms often get to the point where the patient needs acute, emergency medical intervention that the insurance pays for, but at a greater cost than the mental health aspect would to prevent it from getting to that point.
Treatment facilities can often work with your insurance company to determine coverage and will often help work with your insurance company to get reimbursement. If the insurance company refuses to cover the treatment, you have the option to appeal the decision. Some insurance companies that do cover inpatient treatment require that you use a facility within a certain geographical boundary. If your state or community does not have an appropriate center, the insurance company may refuse to cover the treatment.
Remember, just because your insurance company approves you or a loved one for treatment coverage, do not expect the battle to be over. Insurance companies will work hard to discharge patients as soon as possible. They will go after the facility daily and will request the patient be discharged even with minimal progress. It is important to be a strong advocate in order to help the patient, even yourself, get through this process.
Rosewood Ranch Reviews publishes reviews and stories about the Rosewood eating disorder treatment facility. If you or someone you know has been to Rosewood, or is considering treatment facilities, please contribute to the discussion. Currently we have several submitted Rosewood reviews, but we are seeking more and we need your help.
Add Comment
Insurance Articles
1. What Happens When You Don’t Insure Your Audio Gear?Author: micheljordan4
2. The Hidden Risks Of Not Insuring Your Musical Instrument
Author: musicinstrumentsins
3. Finding The Right Financial Advisory Partner In India
Author: Drishti Desai
4. How Climate And Weather Conditions Can Affect Your Brass Instrument?
Author: victor12johnson
5. Understanding Insurance Endorsement: Types And Key Benefits
Author: Stellanova GlobalTech
6. The Impact Of Violin Music On Brain Development And Emotional Health
Author: micheljordan4
7. Playing Gigs Or Teaching? Why Professional Flutists Need Extra Coverage
Author: musicinstrumentsins
8. How To Obtain And Interpret Your Insurance Loss Run Report
Author: SourceThrive
9. Handling Out-of-network Billing In Ascs: Best Practices
Author: Charlie Robinson
10. The Importance Of Business Interruption Insurance For Music Dealers
Author: victor12johnson
11. Rhc Billing Tactics For Medicare As A Safety-net Provider - 24/7 Medical Billing Services
Author: Charlie Robinson
12. Billing And Coverage Solutions For Rhcs - 24/7 Medical Billing Services
Author: Charlie Robinson
13. From Needles To Numbers: Mastering Acupuncture Billing
Author: Charlie Robinson
14. Get Fast & Easy Unsecured Business Loan From Sanchetna Finance
Author: sanchetna
15. Bridging The Homeowners' Insurance Gap
Author: Impaakt Magazine