It's 9 O'clock At Night. Do You Know Where Your Credit Cards Have Been?

By Author: Adioney Antunes
Total Articles: 159
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Credit Card Bin Checker -
Did you ever wonder how credit cards get their numbers? Is it a random selection generated by the system? Knowing where and who issued the credit cards is like finding out the family history and filling out the family tree. In order to find all the details, you dip into something called bin database. The database contains thousands of bins. Bin is also known as bank identification number which is the first six digits of the card number. Use this database to search the card issuing bank name, country of issuing bank, check funding type (debit, credit or prepaid) and get additional bin info like bank's phone number. Why is this important? To prevent frauds. Any businesses that accepts any type of cards should protect themselves. Frauds are becoming more frequent and sophisticated. Businesses should treat credit cards like their new employee! All credit cards have a beginning and a string of steps that make up the life of the card.

Credit Card Number Verification
Knowing your customers is just as important as knowing the merchandise you sell. Buyers seek quality of the products . ...
... Sellers seek quality pay. When a purchase is being made and credit card number is submitted, the merchant should not rely on the credit card to catch any hiccups of the credit card user. The bin database allows merchants to perform a more thorough search to receive legitimate payment. The bank identification number is unique to the issuer and the more you know of the origin of the credit card, the more assurance you will receive. Legitimate banks who issue legitimate credit cards can be traced.

Credit Card Payment Verification
Payments can and should always be verified. You would not let your daughter or son date or marry someone without finding out the other person's identity. That identity consists of the parents name, where he or she grew up, how they met, jobs, and personality. Same goes for credit cards. All credit cards have identities. The bin database can give you all the background information on the credit cards. When the place where credit card is being used does not seem to fit where the credit card was issued, this could cause a red flag to go up.

Online Credit Card Validation Service
Online purchases are a breeding ground for frauds. Stolen credit cards is like taking candy from a baby, not very difficult. So checking the bank identification number in the bin database becomes a crucial process in preventing losses. After you input bank identification number into the bin database and your findings point towards frauds, you can cancel the shipment of product to reduce loss. If you use the bank identification number in the bin database to find the bank that issued the credit card, you can find the criteria the banks use to prevent identity theft and fraudulent charges. The merchant can find what type of security verification they use and match what the buyer inputs online.

To find out exactly how I did bin database, visit my website about bank identification number. http://www.bindb.com