How To Select Id Protection Services

By Author: Article Writer Kali
Total Articles: 10
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Identity theft is a crime that seems to just be growing in numbers. Each year thousands of consumers in the United States become victims of identity theft and the numbers keep growing. Identity thieves are getting smarter. Though you are taking the right precautions, not everyone has the time to protect their identity on a daily basis. Therefore, many consumers look into id protection services to help fill in the gaps. If you are looking into an id protection service for yourself, then there are a few things you will want to ensure your service offers prior to signing up.

Quality id protection services will offer the following items as part of their standard service:
Fraud Alerts - That means you will automatically be notified of any changes to your credit report immediately via mail, email, or text message.
Removal from Junk Mail Lists - Junk mail is one of the ways identity thieves can steal your information. Good id protection services will automatically remove your name and address from those mail lists so that you do not have them in your mailbox to put you at risk.
Monitoring Credit Reports ...
... - Id protection services should constantly monitor your credit reports. You will want to ensure your company does not just monitor it once per month and frequently monitors any changes to all three credit reports.
Monitoring Databases - There are a lot more databases than just the credit reporting agencies. Good id protection services will monitor public records and other databases where your information can be posted.
Guarantees - You will want id protection services that will help you recover from identity theft if your identity theft occurs while under their watchful eye.
Identity Theft Insurance - Not all id protection services will offer identity theft insurance; therefore you should not use that as the only determining factor. A company that does offer identity theft insurance can be a great asset, but not a requirement.
Credit Card Monitoring - You will want to ensure that the id protection service you use will monitor your credit and bank account statements. That way if any unknown or unrecognized charges go through you are notified immediately.
Lost Wallet - Some id protection services will offer protection in the event your wallet is lost or stolen. This can be beneficial and assist consumers so that they do not have to worry about contacting the necessary channels to recover from a lost or stolen wallet. Note that there are reputable id protection services that do not offer this service as part of their standard package.