123ArticleOnline Logo
Welcome to 123ArticleOnline.com!
ALL >> Legal >> View Article

Fight Debt Collector Harassment

Profile Picture
By Author: victorcs
Total Articles: 7
Comment this article
Facebook ShareTwitter ShareGoogle+ ShareTwitter Share

Our country has stringent debt collection laws that are enforced by the Federal Trade Commission (FTC) through a federal act known as the Fair Debt Collection Practices Act (FDCPA). The FDCPA has guidelines for fair debt collection practices. However, third party collectors resort to unethical and illegal methods that lead to harassment. Debt Collector Harassment in any form is punishable.

No debt collection agency aspires to enter the radar range of the FTC lest it is black listed or red flagged by state Attorney General. Once a debt collector reaches the radar range of the FTC, he is in for trouble with a capital T. Should this happen the debt collector is in the process of being sued.

Although it scares you to hear threatening words from debt collectors, if you consider the situation calmly and act wisely you can avoid a lot of unpleasantness. America has strict debt collection laws and violation of these laws by debt collectors calls for a fight.

If you are harassed by a debt collector the first step for you to take is to find if the debt is legal. ...
... If you owe that debt you are legally responsible for repaying it. If you are being harassed for a debt that is not yours then you should sue the collectors per the debt collection laws. It is worthwhile to mention here that debts have a life time and cannot be collected if they cross that time. The Statute of Limitations ( SOL) should be verified if a debt collector calls you. You should get all the possible details about the debt from debt collectors. If the debt has crossed the SOL you need not pay.

Debt collection harassment is a malignancy you should fight against. If you are harassed by a debt collector it would be better if you contact an FDCPA attorney well qualified in the debt collection laws and engage him to represent you in your case.

Total Views: 294Word Count: 326See All articles From Author

Add Comment

Legal Articles

1. Bail Lawyer In Cyber Crime Case In Delhi – Advocate Deepak: Your Trusted Legal Partner
Author: Advocate Deepak

2. Chicago Personal Injury Lawyers
Author: Paul M. Marriett

3. The Bruner Law Firm
Author: Vince Bruner

4. Bail Lawyer In Cyber Crime Cases In Noida: Advocate Deepak
Author: Advocate Deepak

5. The Journey Of Lady Advocates In Chennai's Male-dominated Field
Author: Sonu Kumar

6. Best Cyber Crime Lawyer In Ghaziabad – Advocate Deepak
Author: Advocate Deepak

7. Revealed: Secret Strategies To Dominate Government Sales On Gem!
Author: Bidz Professional

8. What To Look For In An Experienced Ri Divorce Lawyer
Author: John Grasso

9. Everything You Need To Know Before Investing In Saudi Arabia
Author: jodonjo

10. Spousal Alimony In California: What It Is And How It's Decided
Author: Thomas D. Nares

11. Balancing Investor Protection And Industry Growth: Sebi Lawyers' Take On Investment Advisers’ Reforms
Author: Dev kumar

12. "transparent Processes: Building Public Trust Through Stringent Pcc Attestation Measures"
Author: shareeba

13. How To Open An Llc As A Saudi
Author: jodonjo

14. Navigating The Road To Recovery After A Minneapolis Truck Accident: Why A Local Attorney Is Key
Author: sussmanlaw

15. Uk Spouse Visa Explained: How To Join Your Partner In The Uk
Author: The SmartMove2UK

Login To Account
Login Email:
Password:
Forgot Password?
New User?
Sign Up Newsletter
Email Address: