ALL >> Insurance >> View Article
Short-term Health Insurance

There can be times in your life when you need a temporary health insurance option to help you and your family. It may be while you are in between jobs or while you wait for another group policy to begin, but if you no longer have access to COBRA coverage or if you need a less expensive option then a short-term health insurance policy might be a good option for you.
When you get health insurance quotes online, short-term health insurance is one type of insurance you can get a quote for. They are usually inexpensive since they cover a very limited period of time and the likelihood of having significant claims occur during this period is low. That means that the insurance company does not take on a great amount of risk when insuring you.
The Downside of Short-Term Health Insurance
Much like catastrophic insurance policies, short-term health insurance policies will not likely count as creditable coverage under HIPAA. This can have a major impact on your future health insurance purchases and can mean that your pre-existing conditions can be excluded for a limited period of time from group policy coverage. It also ...
... means that when you have a short-term health insurance policy, you may not qualify for coverage under HIPAA. These are important considerations for individuals opting for short-term coverage instead of COBRA.
Speaking of pre-existing conditions, short-term health insurance policies generally exclude them from coverage. In addition, short-term plans often don't provide any benefits for preventative care or routine physicals.
The need for short-term health insurance policies is limited. They are not a good fit for every family and you should research a plan in full after getting online health insurance quotes in order to make sure it is a good fit for you and your family.
Add Comment
Insurance Articles
1. What Happens If Your Clarinet Is Lost Or Damaged By An Airline?Author: musicinstrumentsins
2. Classic Car Auto Insurance In California: Protect Your Vintage Ride
Author: Namaste Insurance Agency
3. How To Choose The Best Insurance Plan For Your Musical Instrument Repair Business?
Author: victor12johnson
4. How Cloud-based Invoicing Services Streamline Financial Management
Author: SourceThrive
5. What Happens When You Don’t Insure Your Audio Gear?
Author: micheljordan4
6. The Hidden Risks Of Not Insuring Your Musical Instrument
Author: musicinstrumentsins
7. Finding The Right Financial Advisory Partner In India
Author: Drishti Desai
8. How Climate And Weather Conditions Can Affect Your Brass Instrument?
Author: victor12johnson
9. Understanding Insurance Endorsement: Types And Key Benefits
Author: Stellanova GlobalTech
10. The Impact Of Violin Music On Brain Development And Emotional Health
Author: micheljordan4
11. Playing Gigs Or Teaching? Why Professional Flutists Need Extra Coverage
Author: musicinstrumentsins
12. How To Obtain And Interpret Your Insurance Loss Run Report
Author: SourceThrive
13. Handling Out-of-network Billing In Ascs: Best Practices
Author: Charlie Robinson
14. The Importance Of Business Interruption Insurance For Music Dealers
Author: victor12johnson
15. Rhc Billing Tactics For Medicare As A Safety-net Provider - 24/7 Medical Billing Services
Author: Charlie Robinson