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Insider Tips For Writing Off Unsecured Debt

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By Author: Fiona Howarth
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When it comes to debt, for lenders the whole debt collection area is just a game...one which most people in debt have no clue about. They don't know there is a game, they don't know the rules, which puts them at a distinct disadvantage when it comes to them sorting out their debts.

However, imagine learning the rules of the game from debt insiders, legal researchers and lawyers in this area who are willing to give you access to the rules. How powerful could that be for many people? Probably life-changing. There are many financial myths and much mis-information circulated about common financial matters by the lenders too - passed on and syndicated through online and offline media such as newspapers, TV, online articles etc.

The general public believe this mis-information because the same message is given through various media and they don't have time or the inclination to research how true these claims are. As we are all well aware, we were never told about the impending Credit Crunch, when people in the Industry knew there were signs of it, as far back as 2003 - a whole 5 years before it happened.

For example, ...
... one of these financial myths, is that if your debt has been defaulted (you have received a Default Notice), and the debt has been sold onto a 3rd party debt collection agency, that 3rd party debt collection agency has no legal right to take you to Court for the money allegedly "owed" to them. If you simply write them a letter asking them for a copy of your credit agreement with them, they will be unable to produce one. You then simply tell them to go away! Nicely, of course.

Another popular financial myth, is that price comparison websites save you money. They don't! Companies who operate in this sector are totally financially unregulated in terms of the claims they make. A comparison website decides which companies and products to feature, based purely on the levels of commission that that comparison site gets paid. Not by how good the products are, or whether those goods are the biggest money saving product offers on the market.

The County Courts system in the UK operates so well for lenders in terms of successful hearings in house repossession and debt claim cases, purely because most people facing a County Court case for debt recovery or house repossessions just don't turn up to Court for the case. Most people don't know how to complete the blue County Court summons paperwork, let alone have the guts to go to Court. So in what way is this a fair system? It isn't.

It is unfairly balanced in favour of the lender. And until people to fight back against lenders, this will continue to happen. We decided to write a book exposing these financial myths, together with a look at insider debt secrets that will help you understand how to fight back against lenders, debt collection agencies, bailiffs and even the Court system.

The The Kick-Ass Debt Guide will help you play by the lenders rules, fight back and write off your unsecured debts using carefully researched legal processes that you can handle yourself.

Download our free extract and start fighting back today. Get your free 36 page extract of this new book, at

http://www.kickassdebtguide.com/freereport

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