If Keys Are Lost Which Locks To Choose For Evacuation And Emergency Exits

By Author: Saif Ahmed
Total Articles: 11
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what applies to home insurance if you have lost the keys. Do you receive any compensation then and what in such cases? Exceptionally is the short answer. But, let's go through:

These rules apply to all insurance companies, so it doesn't matter which company you have.

First out. When do you receive compensation from your home insurance? Basically, it is when some external and sudden event has occurred. It could be an assault, when someone breaks into your apartment, when a car crashes into your lot, or if someone steals your keys while you're at the gym.

To it. Dirt, all risk or bad luck insurance - dear child has many names. The add-on to your regular home insurance is meant to cover damage where you don't have an outside party. So when you yourself indirectly caused the damage. This is where the lost keys come in. Usually they might fall out of your pocket or you forget them on a table somewhere. But, there are "due care requirements" as it is called in insurance language and it is still required that it happened suddenly . For example, you should not count ...
... on compensation if you were heavily drunk and lost your keys or if you threw your phone and keys into the water when you had an outburst of anger. The fact that you leave keys on a table is also not a "sudden" event, so unfortunately you will not receive compensation then either.

The compensation then? Yes, technically it's just the key you've lost. So here too, most bets go. For example, you will not receive compensation for being forced to bring a locksmith there. Or to change the lock, other than exceptionally. A new key does not usually cost very much either, which means that it does not normally exceed the level of the deductible.

Special cases. Sometimes duty to change the lock. If you lost the keys and you suspect that the person knows where you live and intends to break in, you also have an obligation to change the locks. You will of course also receive compensation for this (however, check with the insurance company first before you change the lock). But, if you don't take care of it and there is a break-in at a later time, you will receive significantly less in compensation.

So to summarize. Do not count on any compensation if you lost the keys. However, make sure to change the lock if the key can be linked to your address, otherwise you may be indirectly liable for damages if a burglary occurs at a later time.

Which locks to choose for evacuation and emergency exits

Devices that ensure the opening of doors in emergency situations are called "anti-panic". Its most important goals are to prevent the dangers associated with the fact that people panic and crowd during a fire or other emergency. Due to stress, most people who try to leave the building lose their mental clarity and cannot open the standard door.
Note that the presence of emergency exits is the most important moment of the security system of any object. In no case should you close it with several locks: this is a gross violation of safety regulations. Tips for choosing emergency exit door locks that actually work in this article.
Features of the equipment of emergency exit doors in public places
The main thing is that the lock allows you to leave the premises freely. Therefore, emergency exits are equipped with different types of locks, including electric ones. Electric locks will help to open passages remotely. They can be divided into two categories - electromechanical and electromagnetic.
An electromechanical lock is a classic mortise mechanism equipped with a latch. Inside the device is a mechanical coil, which is energized. The design of such locks can be very different.
Electromagnetic locks work on the principle of a magnet. Inside the mechanism itself, which is usually located on the frame, there is a coil that magnetizes a metal plate located on the door leaf. In the event of an emergency and a power outage, the locks automatically open and provide unhindered access to the street.
The best option is to use an anti-panic handle. It is a mechanical device that provides unobstructed opening of the room. Sometimes it is made in the form of a conventional lock with a handle, in other cases - in the form of a wide lath.
Anti-panic handles are best used in rooms where access from the street is required. In this case, the mechanism resembles a conventional mortise. From the side of the street, under the handle, there is a keyhole. But there is no such hole from the side of the room, so the door is opened with a handle, regardless of which side it is locked from.
It is more expedient to install rake locks on double doors and passages where access from the street is not required. This device is a mortise structure equipped with a wide pressure rail. To open the sash, you need to make an effort: this is protection against false triggering if someone accidentally leans on the handle.
Locks are made of modern heat-resistant materials, which eliminates the impact on them of high temperature conditions. Similar requirements apply to the materials of boxes and doors.
The main advantages of using Anti-Panic
Anti-panic is a universal locking system that can be installed on any type of door structure. It works quickly and easily, preventing a large crowd of people at the exit, speeds up the evacuation process and reduces the impact of combustion products on the human body.
Let's name its main advantages:
•Fire safety. The ability to withstand exposure to high temperatures and
open fire, while maintaining its performance characteristics.
•Reliability. It is unlikely that such a system will fail. Also, the lock
can be opened from the inside, even if the door is locked from the
outside.
•It is possible to install micro switches, as well as a single system for
blocking all outputs, which is controlled by a remote control.
•Protection against the intrusion of strangers, because from the outside
of the building the entrance remains securely closed.
We list the main recommendations for choosing an anti-panic system. Pay
attention to:
•Appointment. For emergency exits, it is advisable to use bar handles,
and for emergency exits, ordinary pressure ones.
•Way of installation on the door block (mortise or overhead).
•The number of canvases that the door block has.
•Design features (without rods, with rods, on the active or inactive
sash).