What To Do If Your Property Documents Were Lost?

By Author: Anusha Rana
Total Articles: 75
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Have you ever considered what may occur if you lose the property paperwork for your home? If so, we will show you how to register an online complaint for a missing land document. If not, you will know the significance and necessity of finding lost property paperwork for anyone who owns a home or is considering selling real estate.
Owning real estate means you know the need for the appropriate paperwork. These records serve as ownership proof and must be presented if you want to sell or otherwise use the property.

Procedure to find Property Documents when you lose them

Submit an FIR
When you realise you've lost your property documents, head to the closest police station and submit an FIR (First Information Report). The FIR must contain detailed information, including the incident's exact circumstances, theft, loss, or relocation. It must also specify where the incident occurred. They must be given a copy of the complaint after it is filed. Even if there is a mortgage on the property and the bank loses the paperwork, the owner is still required to submit an FIR. The owner needs to create a copy ...
... of the FIR and store it for later use.

Advertisements in the Newspaper
You need to publish a property document loss ad in the newspaper after filing the FIR. It must be printed in both a local newspaper and an English newspaper. If they are found, a notification describing the property, the missing property paper, and how to get in touch should be posted. You then have to wait 15 days to see if anyone discovers and returns the missing property paper to their rightful owner.

This is one of the steps in the search for the missing property's original paperwork. This will aid in spreading knowledge of the theft so that members of the public can assist in returning the papers to their rightful owners because the property document missing advertisement in a newspaper will include all necessary details about the property.

Within 15 days of the notice's publication, the buyer may summon any property claims through this procedure. Another essential document that owners and buyers need from a housing society is the No Objection Certificate (NOC), which all lenders require.

Initiate a Duplicate Share Certificate Request
To get a duplicate share certificate if your property is a housing society member, contact the Resident Welfare Association (RAW). The RWA will require you to fill out an application and provide them with the FIR and newspaper notice. The RWA will call a meeting and review the records you supplied as loss proof afterward. If your application is approved, the housing society will charge you a fee and provide you with a share certificate. Furthermore, ask them for a Non-Objection Certificate (NOC), which is necessary for subsequent transactions.

Register with a Notary Public
The next step is to draught an undertaking on stamp paper regarding the loss of the property papers, together with the text of the newspaper ad and the police complaint number.

The undertakings must include all pertinent information about the property printed in the newspaper advertisement and the police complaint number. The notice must also expressly say that every aspect included in the endeavour shall be recognised as valid. Your commitment will become legally binding once all the required paperwork has been submitted, examined, and approved by the notary, who will certify it.

Get a Copy of the Selling Deed
The next step is to get a duplicate copy of the property's selling deed. Since the registrar's office will hold all property transaction records, you must provide copies of the police complaint, the advertising text, the share certificate, and the undertaking that has been notarized there. The costs must be paid, after which you will get a duplicate copy of the selling deed.

Apply to the property registrar with the required documents to receive duplicate copies of the sale deed. A duplicate purchase charge must be paid in person at the registrar's office.
● copies of FIR.
● Notification from the newspaper.
● a duplicate of the share certificates that have been issued.
● Notarized contract

Anusha Rana is a real estate consultant at HonestBroker. Her work mainly focuses on giving the right advice to the buyer and Seller's and how she can improve the growth of real estate in current situation.