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Lapsed Life Insurance Policy: What To Do If Your Claim Was Denied Due To Non-payment Of The Premium
A lapse in coverage will occur if there’s a non-payment of the premium, resulting in the life insurance company NOT paying your listed beneficiaries.
If you have a life insurance policy that has lapsed due to non-payment of the premium by the life insurance company, it’s time to take action. Laws that control payment lapse or termination for the non-payment of premiums are updated quite frequently. This requires the life insurance companies to update their contracts and procedures, but sometimes they fail to do so promptly. Often, a lapse happens due to no fault of the insured. Lapse often occurs when the life insurance company cancels the insurance policy in error or an administrator for an employer-provided group life insurance failed to follow the law and processes.
There are two steps to take if your life insurance claim was denied due to the non-payment of the premium:
I am Devin Herz, currently associated with Fulmersill. We believe everyone is equal under the law. We take pride in providing an unparalleled commitment to our clients, most of whom are individuals, families and small businesses who have been unfairly treated or tragically harmed by large corporations.
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