A Comprehensive Guide To Violin Insurance

By Author: micheljordan4
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Did you purchase a violin recently and now wondering if or not you should buy an insurance plan? Industry experts design various insurance policies to protect your musical instruments from unforeseen situations. A good insurance plan will protect your interest if your violin is lost or is damaged. Like you have various options of protecting your home, car, or health, you have some great options for safeguarding your string too.

The perks of having comprehensive Violin Insurance are many. Whether you are a professional musician or just a novice, it will help you get a hassle-free replacement if your gear is damaged or you have lost it. Besides, there are many scenarios that a quality musical instrument plan happens to cover.

Go through this content to understand your options in a better way. Read on!

Musical instruments are vulnerable. Protect them with the right policy

Finely-crafted string instruments are not only beautiful but also vulnerable to whatever may come their way. Therefore, being watchful is the only feasible option you have. ...
... And when it comes to protecting musical instruments like violin, a standalone insurance plan is all you need.

How worse may a situation get? Do you want to know?

If you listen to the horror stories related to fine musical gears getting lost or damaged, you will get goosebumps, for sure. In spite of going the extra mile and taking as much care as possible, you may see your gear getting lost in thin air or getting destroyed.

Here is an incident that will surely make you reconsider your decision of if or not you should get a dedicated cover for your musical instrument. If you are planning to hop on the home insurance bandwagon, then also it may be a good read for you.

Here you go!

It is the story of Wunderkind David Garrett, the star violinist. The incident happened in the year 2008 when he was only 26. After wrapping up his concert at the Barbican Center, London, he was taking the leave. While going out of the venue, he slipped on a wet staircase and fell. Where or on which thing he fell would run a chill down your spine. David Garrett happened to fall on his violin, the 1772 Giovanni Guadagnini string. And this incident happened soon after he was done paying off the loan to buy the string. Did you know how much the loan amount was? It was a whopping £ 1.2 million loan. Although the gear was in its case, it was damaged. Needless to mention, Garrett was in a complete state of shock.

However, what saved him was - his string was insured.

Another case, much more horrible than Garrett's will make you think again. Peter Stumpf, the former leading cellist, the Los Angeles Philharmonic, left his cello, the great Stradivarius cello, at his doorsteps after a performance. Adding to his horrors, someone stole it. Not only stole it but also damaged and dumped it. However, somehow, a nurse saw it, understood its value, and returned it to Stumpf.

Do not forget. Not everyone is as fortunate as these two musicians. So, being prepared is the key.

Imagine the same situations without insurance coverage.

Have you ever imagined: What if something as horrible as the above incident happens to you and your musical instrument is not insured? It would land you in deep trouble. Therefore, it is always wise to get a comprehensive Violin Insurance plan before you are left with no option other than repenting.

What if your violin does not cost a million dollars?

Well, it can be pretty much possible. But that does not decrease the importance of getting a musical instrument insurance plan. Even if your string or any other musical instrument costs only $500, it is your hard-earned money. Isn't it? You have worked really hard to buy it. Therefore, you should insure your gear, regardless of its price tags. It will help you prevent complete loss due to an accident, natural disaster, or theft.

After going through this piece of content, you have realized that the best thing you can do to your musical instruments is to insure them under a comprehensive musical instrument insurance plan.