5 Questions To Ask Before Hiring A Piano Insurance Company

By Author: victor12johnson
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If you have decided to buy a dedicated musical instrument cover for your piano, it is a good decision indeed. However, it is crucial to understand an insurance product before you buy it. It will allow you to use it as and when needed. If you don't have an idea about your insurance policy, you might not be able to use it properly.

Here we have rounded up some questions you should ask an insurance company before buying a Piano Insurance policy. So, let's get started!

1. What types of pianos do you cover?

As there are different types, models, and makes of pianos available in the market, asking this question is crucial. Well, a reputable and customer-centric insurance company covers various makes and models of pianos and keyboards, including baby grand pianos, uprights, concert grand pianos, console pianos, spinets, harpsichords, digital pianos, to name a few.

The best part with an instrument specific insurance is - it covers your instrument regardless of your profession. You can be a professional musician, a music teacher, a music shop owner, a recording studio owner, or a collector. Your profile does ...
... not matter here. You can always insure your piano against a range of perils and unwanted scenarios.

2. Will your piano protection plan cover your accessories?

It is one of the best and most beneficial aspects of a musical instrument insurance policy. It also covers your accessories, such as books, sheet music, stands, mics, etc.

Even if your home insurance protects your piano, it is least likely to cover your musical paraphernalia. So, you should choose your policy wisely.

3. Is your home insurance policy not enough?

It is one of those questions that people have been asking a countless number of times. Is a home insurance policy not enough? Well, the answer depends on several factors, including the type of piano you have and the extent of coverage you need. Many people stick by their home insurance plan no matter what instruments they own. However, there are certain risks involved with it, limited coverage being one of them. As far as the limited extent of coverage is concerned, you might not get the most appropriate value for your gears in some cases. And it can be too expensive for your pocket. Therefore, a dedicated Piano cover makes the safest bet.

With a reliable musical instrument insurance provider, you can tailor your policy copy according to your needs. Needless to mention, your piano is not an instrument for you. It is your life for which you have made a significant amount of investment. Insuring your piano means mental satisfaction for the years to come.

4. What are you protected against?

A comprehensive insurance policy for your piano from a reputed insurance firm covers a lot of things. These include the following:

● No limit on professional use
● No time limit on traveling
● A protection shield that guards you locally, domestically, and internationally
● All-risk cover, including accidental damage, theft, damage, or loss
● Transportation damage and loss
● Cost of rental instruments
● Cover for your accessories as well
● Depreciation following a repair
● Loss of income
● Public liabilities

5. What credentials does an insurance company have?

A leading Piano Insurance company is recognized by the most esteemed music associations, such as the Alexander String Quartet, Foghorn Classics, Target Markets, USC Thornton School of Music, Berklee College of Music, New England Conservatory, Bluegrass Unlimited, Carolyn Nussbaum Music Company, to name a few.

Make sure to check these and others you have in your knowledge before choosing a music insurance company because these credentials matter and influence the quality of your policy. When you have a trusted insurance partner taking care of you, you can take a sigh of relief.