Piano Insurance - The Document Every Pianist Needs

By Author: victor12johnson
Total Articles: 236
Comment this article

Keyboards and pianos present a very unique range of notes and sounds, right from soft melodies to loud fortissimo, that can elicit waves of emotions inside a person. If you are a pianist, you know how you could not live a day without running your fingers over the reeds. Isn't it?

However, what if someday, due to an unforeseen situation, you actually cannot play your piano? What if it is damaged or stolen that too while not having any protection plan covering it? And what if all this mess happens abroad? Have you ever thought about the consequences of such a calamitous situation?

A dedicated insurance is a must!

Always remember! No matter how much you have spent on your home insurance that covers your home and belongings, without proper Piano Insurance, your gears are not protected against damage, loss, and damage. So, if any accident happens, the expenses would be all out of pocket. And, unfortunately, if something happens while you are in a foreign country for your concert, then the outcomes could rip your savings apart like really bad.

Due ...
... to all these reasons, musical instrument insurance is crucial for every musician. So, find your specialist insurance plan and safeguard your passion!

What kind of piano insurance is available in the market?

As there are different types of keyboards and pianos available in the market, with a reputed insurance company you are likely to get coverage for all types, including acoustic piano, organ, keyboard, and synthesizer, among others. And, if you are confused if or not your insurance provider offers the same, talk to their consultant for assistance.

Are you aware of the detrimental effects of public liability?

Public liability is intricate to the life of a musician, especially if you perform live. Most importantly, a majority of the gig spaces and auditoriums do not allow you to play if you do not have public liability cover because of obvious reasons. So, what is public liability all about? This insurance plan covers you if you injure someone or damage someone's or venue's property while performing.

In case you do not have this cover, and if a third-party files a lawsuit against you or asks you to pay for his/her medical bills, then you have to pay for all the expenses on your own. However, with this cover in place, you would not have to shell out any money out of pocket. Don't you think that it's a great sigh of relief for you?

What is performance cover? Do you need it at all?

Picture this - while performing at a concert hall, you suffered an accident that left you with a bad injury. As a result of which, you were not able to play which eventually means loss of income for a considerable period of time. Right? The performance cover protects your income and provides you with financial assistance in case you are not able to perform after an accident.

What do you mean by equipment hire cover?

If your piano is damaged before a concert, then it is quite obvious that you will need a replacement instrument in order to continue playing. The equipment hire cover will reimburse you for the alternative musical instrument. Isn't it great?

So these are some of the most common information about Piano Insurance and how it protects you in the time of need pertaining to your musical instrument. Hopefully, these will help you find the right protection plan for your piano. Moreover, you should also choose a musical instrument service provider carefully to get proper and on-time assistance. Be an informed buyer and make the right purchase.