Why Medical Insurance In Kenya Is Expensive

By Author: Vamshi Bandari
Total Articles: 3
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Why health insurance in Kenya matters. Is there really any good argument against the reality that your health is the single most significant asset on this earth? Good health is such a foundational issue in life because without good health it becomes difficult to attain any other important objective in life. It determines how well you can enjoy all the pleasures of life and what level of satisfaction you can derive from them. In fact, it plays such an imperative role without proper health insurance in Kenya, many people could find themselves living their lives with constant discomfort or handicap.

You don't need to worry about being unable to afford your medical expenses if you have a health insurance policy in Kenya. The medical cost can reach thousands of dollars if not managed properly. Even with the help of insurance agents, navigating through the maze of medical terms or even understanding what all the medical terms mean can be a very tough job. This is where having a health insurance policy in Kenya to cover medical expenses will come handy. In this regard, you will not only be able to manage your medical costs more ...
... effectively, but you will also be able to enjoy peace of mind. Choose best Insurance companies in Kenya for your health insurance policy.

One of the most common types of health insurance cover in Kenya is the private outpatient cover. As the name suggests, private outpatient cover means that the policyholder will have a choice as to the doctor he wants to consult. If he chooses to see any outpatient, then the cost for that visit will be borne by the insurer. However, if the policyholder chooses to go for an inpatient service, then the cost for that service will also be borne by the insurer.

Most private companies in Kenya offer both types of services. However, there are many companies that only specialize in private outpatient medical insurance covers. To find these companies, all you need to do is to log onto the internet and type in 'medical insurance covers' along with the name of the country you are in. You will be given a list of the companies that service that area.

Another type of medical insurance covers is the chief or National Health Insurance. Unlike private insurance, the chief policies provide cover for specific illnesses. Like the private chef, the premiums for this policy will also be determined by your age, occupation and location. As the name suggests, and this is intended to cover you for specific illnesses. The charges for a chief will be determined according to your health and occupation.

The cost of an individual's health insurance cover will depend on what illness or medical event has been identified. An example is when a person falls ill with cancer, he/she will require extensive treatment at a hospital. In order to be treated in a hospital, you may need to visit a private hospital or go into surgery. If this illness has not been identified when taking out a health insurance cover, then the insured is responsible for any treatment that he/she may require.

JIA Insurance Agency Ltd simply referred to as “JIA” is a top insurance agency and consultancy firm established in 2018 with an insight to give the best insurance services to every customer. As an active member of the Association of Kenya Professional Insurance agents [AKPIA] and one of the leading insurance companies in Kenya, we offer flexible insurance plans that are fully compliant with professional, technical, financial, and legal requirements.