Violin Insurance - The Right Thing To Protect During Wrong Times

By Author: michel jordan
Total Articles: 273
Comment this article

When you fall in love with something you own, and, if it is related to your livelihood, you find peace of mind only when you are sure that that something is safe and secure. Right? So, as a violinist and a touring artist, you can understand it well that when you are traveling, or even at home or a recording studio, all you want is to ascertain that your gear is protected. It not only lets you go with the flow and give your best performance but also assures that your finances and livelihood are safe.

With musical instrument insurance in place, you are safe!

With this notion in mind, a plethora of insurance providers have come up with instrument-specific insurance policies. This particular segment of insurance policies protects musicians and musical instrument owners from many unforeseen perils, including - loss, damage, theft, and public liability, among others. So, if one day, you happen to leave your violin inside your car, and later you find that it has been stolen or damaged, your Violin Insurance will make sure that everything gets in place at the earliest without having to break your bank.

Get all-risks ...
... cover with instrument-specific insurance!

As an insurance buyer, you would surely want to have an all-encompassing cover so that you do not have to worry about every little thing that comes your way regarding your musical instrument. Plus, buying an insurance plan is no less than an investment. Right? Music instrument insurance policies are, therefore, saviors. With reliable and client-centric insurance companies, gear-specific plans are all-risk policies. So, you and your violin are well-protected.

Is a household cover not enough?

To be honest, no, your household insurance might not be sufficient, provided you want the all-risk coverage for your violin. Why so? Do musical instrument insurance plans offer more benefits than household or renters’ insurance plan? Of course, and the benefits of the former far exceed the benefits of the latter. Let's see how!

Extent of coverage!

Your homeowners' insurance policy is more likely to cover your musical instruments inside your home. Also, if you have added off-premises (supplemental) cover as a rider, it will protect your gear utmost in other closed premises, for example - a hotel room.

However, Violin Insurance taken out from a reputable insurance company will cover your instrument no matter wherever you are. Also, you are most likely to get worldwide coverage.

Amount of coverage!

Furthermore, your household insurance plan is more likely to cover a certain percentage of the amount of the insured gear. If your musical instrument is expensive, that amount might not be enough for you.

However, an instrument-specific policy, on the other hand, provides you with an amount enough to cover the value for your investment. Plus, it also includes - damage during transit, theft of any kind, and other scenarios.

What do you mean by the all-risks cover?

It means what it sounds and what you think - all the possible risks associated with your musical instruments. It includes the following -

● Loss of your instrument due to extortion, vandalism, theft, and robbery
● Loss or damage due to mishandling like the wrong instrument taken as yours
● Loss or damage due to fraud and embezzlement
● Loss or damage to the musical instruments as a result of an accident, explosion, lightning, fire, natural disasters

Wait! It is not all. There is more to it. With an extremely customer-friendly insurance company, you are also likely to get an additional cover that will include all the accessories and music paraphernalia, including bags, sheet music, holders, stands, cases, electronic and electrical accessories, etc.

So, what are you waiting for? Dial the most-trusted insurance provider you know or have searched for and take out an all-encompassing insurance policy for your violin.