123ArticleOnline Logo
Welcome to 123ArticleOnline.com!
ALL >> General >> View Article

Heritage Instrument Insurance – Protect Your Investment And Get Peace Of Mind

Profile Picture
By Author: micheljordan
Total Articles: 216
Comment this article
Facebook ShareTwitter ShareGoogle+ ShareTwitter Share

For a musician and a music lover, musical instruments not just make a significant part of their life, but their entire life. Yes, talk to an artist or any music enthusiast, and you will understand the intensity of the bond he/she shares with his/her instruments. And, if music or a given musical gear is a part of a musician's family legacy, everything becomes even more precious. Moreover, whether you love listening to music, collecting vintage musical instruments, or playing various musical instruments, owning heritage pieces is a dream, and, at times, you might feel that your collection is incomplete with one.

Do you own a heritage or vintage musical instrument?

However, having a heritage musical instrument means your responsibilities towards taking care of it doubles. First of all, these pieces are pretty expensive. And, secondly, these are limited edition units. Therefore, you should become extra alert when you own heritage musical gears and get a Heritage Instrument Insurance plan from a reputable insurance company.

Accidents happen by chance. No one expects them to happen!

Even if you treat your ...
... prized-possession as an extension to your body, you cannot take it everywhere. So, having said that, suppose you left it in your car and went to meet someone. After the meeting is over, you get back to your car only to find out that your vintage piece is missing. OMG, someone broke into your car and stole it.

Situations like these are not new. Just lift a daily newspaper, and you can find many headlines and stories talking about theft of musical instruments. Therefore, it is wise to stay prepared in advance. Especially, considering the fortune you have invested in buying a vintage music instrument, buying musical instrument insurance is utterly imperative. The reason - Heritage Instrument Insurance, although it cannot stop the crime or accident from happening, is capable of saving from the financial disaster that is likely to follow after you have been hit by a stroke of bad luck.

An insurance policy could be a world to you after your gear!

When you have the protection of a suitable music instrument cover, you can focus on producing good music. You do not need to be in a panicky mode, whenever you go out for a performance, what if someone lifts your instruments from backstage or what if you accidentally damage it.

Homeowners’ or renters’ insurance plans have some limitations

Most music instrument owners are very less likely to even consider buying a separate insurance policy for their musical gears and accessories. Such restraint is because they are pretty much convinced that their homeowners’ or renters’ insurance plans are doing their jobs. But, if you also think alike, you need to reconsider your ideas.

Yes, homeowners’ or renters’ insurance plans do cover your belongings, which also include your musical instruments. It is true, provided you have listed the same at the time of taking the insurance or made sure to update your policy every time to buy new gear.

Another crucial thing to note, your homeowners’ or renters’ insurance policies have certain limitations when it comes to musical instruments and other such goods.

Although the extent of coverage, inclusions, and exclusions vary from one insurance provider to the other, some aspects are more likely to be standard with almost every type of homeowners’ or renters’ insurance plan. It includes - no cover of breakage, no cover, if something happens to your vintage pieces outside the insured property, no coverage if you have used or using your instruments commercially. However, instrument-specific insurance plans cover almost every possible peril.

Also, when you own an instrument-specific insurance policy, filing claims and getting proper settlement becomes easy.

Instrument-specific policies rule the roost!

So, when you can leverage these many benefits from an insurance policy, don’t you think that it is worth an investment?

Total Views: 288Word Count: 625See All articles From Author

Add Comment

General Articles

1. Magento Developers Melbourne: Your Trusted Partner For Magento Web Development
Author: themerchantbuddy

2. How Can E-commerce App Development Help Your Business?
Author: Comfygen

3. The Best Baby Cot Mattress For Summer In Australia: Keep Your Baby Cool And Comfortable !
Author: Milari Organics

4. How Might An Amazon Fba Prep Service Center Help You Streamline Your Business?
Author: 3pshipping6

5. Reviving Artisanal Craftsmanship – Why Handmade Products Matter More Than Ever
Author: Chaitanya Kumari

6. What To Look For In A New York Labor And Employment Law Firm
Author: jewellansing792

7. 50 Years Of Long-lasting Performance
Author: Busch Vacuum Solutions

8. Optimize Healthcare Revenue Cycle: Strategies For Financial Success
Author: Albert brown

9. Offres Exclusives Pour Vos Voyages En Inde Du Nord — Économisez Jusqu’à 30% — Réservez Dès Maintenant!
Author: yatika

10. 200-hour Weekend Yoga Teacher Training Course (yttc) In Bengaluru: A Pathway To Mastery In Yoga
Author: Yogakulam Academy

11. Understanding Patient Behavior: The Importance Of Market Research In Healthcare Marketing
Author: Adomantra

12. Ensuring Safety And Privacy: The Advantages Of Close Protection Services In Dubai
Author: Shancy

13. Thermodynamic Steam Traps: A Compact Solution For Maximum Performance
Author: David John

14. Best Accounting Service In California – Mj Financials
Author: maria jeffery

15. Best Astrologer In Hosahalli
Author: Pandith Keshav Das

Login To Account
Login Email:
Password:
Forgot Password?
New User?
Sign Up Newsletter
Email Address: