123ArticleOnline Logo
Welcome to 123ArticleOnline.com!
ALL >> Investing---Finance >> View Article

Steps For A Credit Card Application

Profile Picture
By Author: Neha Sharma
Total Articles: 170
Comment this article
Facebook ShareTwitter ShareGoogle+ ShareTwitter Share

Bringing in a world of new convenience and benefits to your wallet, credit card is a boon to many. Exciting reward points and discounts from a number of vendors to quick cash availability and offers are some of its various benefits. It also helps to withdraw cash from ATMs and can also provide you with a loan that can be paid through EMIs. In this age of digitalization, whatever maybe your lifestyle, it has become super easy to apply for a credit card. The types range from premium ones to the classic ones with various lending limits for anyone to apply for one. Use these simple steps and enter another level of cashless transactions.

Steps to Apply for a Credit Card

Banks have swift processes currently to apply for a card that can be either attained by visiting a particular branch or can be applied online. There are two different processes generally for application for existing as well as new customers. You can also check your eligibility to apply for one in the website.

1. Application process for new customers: Enter the official website of the bank of your choice and go to the section that says credit card apply ...
... Input your personal details such as name, address and other contact details in the page. Soon after the verification, a representative gets in touch with you to guide you through the process. Submit your KYC documents and income proof to get your card. The same process can be carried out by filling the form offline in the bank branch as well.

2. Application process for existing customers: Visit your nearest branch or go to the official website of the bank and click on the credit card apply online section. The process for most banks is to just enter the net banking ID and contact number to apply for one.

3. Documents required for application: The minimum documents required are identity proof (voter ID, driving license, bank statement or pension book), address proof (voter ID, driving license or passport), income proof (such as IT returns, pay slips or bank statements), pan card and passport size photos.

Some important things to know before applying for a credit card are the interest fees and charges. Usually the interest fees are not present till 50 days. However, that depends on the type of card and scheme. It is generally charged if withdrawing cash from ATMs or if the previous month’s due isn’t paid.

Total Views: 410Word Count: 401See All articles From Author

Add Comment

Investing / Finance Articles

1. Chart Patterns For Effective Intraday
Author: strike

2. Analysis Of Bank Statements: Essential For Banks And Nbfcs
Author: Aakash Parikh

3. Essential Tips For Buying Crypto Miners: Make Informed Decisions
Author: blockdag

4. Everything You Need To Know About Applying For A Swift Funds Loan
Author: Sofia Alice

5. Finding The Right Mortgage Broker In Abbotsford And Surrey, Bc
Author: Satbir Bhullar Mortgages

6. Jaydeep La Residency Thane Kolshet Road Project 2 & 3 Bhk Flats
Author: akhilagardas

7. Embracing Sustainable Investment With Esg Data & Solutions
Author: By Inrate Team

8. The Importance Of Lead Qualification In Solar Appointment Generation
Author: Shan Tait

9. Setting Up Your Company In Ireland: Key Considerations For Successful Formation
Author: LSC and Partners - Corporate Tax Consultancy LSC

10. Mortgage Lenders edmonton – How Are They Going To Help You
Author: Dominion Lending Centres Ratefair

11. Why Managing An Smsf In Perth Can Maximize Your Retirement Potential?
Author: Daniel Stewart

12. The Future Of Cryptocurrencies: A Look Ahead
Author: Ethan

13. Unlocking The Power Of Biodiversity In Data Solutions & Rating Services
Author: By Inrate Team

14. The Role Of Chartered Tax Advisors: Ensuring Compliance And Maximizing Benefits
Author: Business Tax & Money House

15. Innovative Accounting Solutions For Modern Businesses
Author: Business Tax & Money House

Login To Account
Login Email:
Password:
Forgot Password?
New User?
Sign Up Newsletter
Email Address: