ALL >> Investing---Finance >> View Article
Steps For A Credit Card Application
Bringing in a world of new convenience and benefits to your wallet, credit card is a boon to many. Exciting reward points and discounts from a number of vendors to quick cash availability and offers are some of its various benefits. It also helps to withdraw cash from ATMs and can also provide you with a loan that can be paid through EMIs. In this age of digitalization, whatever maybe your lifestyle, it has become super easy to apply for a credit card. The types range from premium ones to the classic ones with various lending limits for anyone to apply for one. Use these simple steps and enter another level of cashless transactions.
Steps to Apply for a Credit Card
Banks have swift processes currently to apply for a card that can be either attained by visiting a particular branch or can be applied online. There are two different processes generally for application for existing as well as new customers. You can also check your eligibility to apply for one in the website.
1. Application process for new customers: Enter the official website of the bank of your choice and go to the section that says credit card apply ...
... Input your personal details such as name, address and other contact details in the page. Soon after the verification, a representative gets in touch with you to guide you through the process. Submit your KYC documents and income proof to get your card. The same process can be carried out by filling the form offline in the bank branch as well.
2. Application process for existing customers: Visit your nearest branch or go to the official website of the bank and click on the credit card apply online section. The process for most banks is to just enter the net banking ID and contact number to apply for one.
3. Documents required for application: The minimum documents required are identity proof (voter ID, driving license, bank statement or pension book), address proof (voter ID, driving license or passport), income proof (such as IT returns, pay slips or bank statements), pan card and passport size photos.
Some important things to know before applying for a credit card are the interest fees and charges. Usually the interest fees are not present till 50 days. However, that depends on the type of card and scheme. It is generally charged if withdrawing cash from ATMs or if the previous month’s due isn’t paid.
Add Comment
Investing / Finance Articles
1. Innovative Accounting Solutions For Modern BusinessesAuthor: Business Tax & Money House
2. Can Someone With Bad Credit Still Get A Short Term Loan Online?
Author: Jockey Ferguson is a financial adviser of Fast Pay
3. How To Manage Cash Flow For Online Retailers
Author: Thomas Edward
4. A Detailed Guide Set Up A Company In Ireland
Author: LSC and Partners - Corporate Tax Consultancy LSC
5. Rupay Credit Cards: Your Ticket To Exclusive Rewards And Benefits
Author: Priya
6. Top Upcoming Telegram Airdrops You Don’t Want To Miss!
Author: Cryptoreach
7. The Art Of Diversification - Building A Robust Portfolio For Long-term Stock Market Performance
Author: Broker Analysis
8. 10 Effective Strategies To Boost Real Estate Lead Generation In 2024
Author: Horizon Consultants
9. How To Choose The Best Financial Advisors In Indianapolis For Your Future
Author: Kurt Supe
10. What Are The Requirements For Applying For A Personal Loan?
Author: divya negi
11. Investment Banking Companies In Hyderabad: Your Guide To Financial Excellence
Author: Verity knowladge solutions
12. No Credit Check Payday Loans
Author: Daniel
13. A Complete Guide On All Cfo Services
Author: Vibhay Ranjan
14. Navigating Success: The Role Of Venture Capital Deal Flow Management Software
Author: Fundwave
15. Streamlining Investment Strategies: The Rise Of Fund Management Software
Author: Fundwave