The Choice Between The Health Insurance Companies And The Government

By Author: tomas
Total Articles: 35
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I am unfamiliar with the U.S. health care system, medical insurance is also a good foundation early on for me, and I for the operation of medical institutions in the United States did not process the concept. Beginning at the point where the thought of the school nurse drug calculations, but the nurse said she was only for school student services, as teachers, each have their own family doctors and insurance ...
... companies, she can't go beyond their authority. But she still enthusiastically recommended to me a very good private hospitals are said services.
A few days later when I find the hospital, and produce the social insurance number cards and other documents, the hospital's front desk that can't accept my medical insurance company, suggested that I go to other hospitals. Otherwise, pay consultation fees be 250 U.S. dollars, this is just the first cost, and does not include drugs. I immediately surrender my own university in the country --- the hospital may need only 20 dollars to open the medicine.
hen another one had to accept my insurance company to public hospitals. Row least one hour to see a doctor. Check that the more serious after the first opening of the antibiotics recommended better if I did not see another specialist on. I think we can immediately obtain medicine it? Wrong. Need to specialized pharmacies. Then drive to the drugstore to buy medicine, pharmacy staff took 40 minutes to view my medical insurance card, and insurance company, looking for drugs, and even called to Washington to confirm their pharmacies to join my insurance plan. Finally got two vials of conventional antibiotics. This eight U.S. dollars of drugs owned insurance company to pay, I do not have to pay any fees.
After administration of antibiotics due to allergies, may no longer see a specialist. Under a doctor deliberately checked the information, confirmed that he participated in my insurance plan, and then dare to make an appointment. Appointment a week later I finally saw the specialist. Doctors say they need a blood test, results of laboratory downstairs hospital said they did not participate in my insurance plan, please go somewhere else we test. No way, we had to drive to another one laboratory. As usual, the diagnosis is for medicine, as usual, going to CVS (drugstore chain), etc. I belong to a professional pharmacy insurance coverage.
Commendable, I have to go several U.S. medical institutions, equipment, services are excellent, the doctors and nurses of the patient and meticulous impressive. But in the United States, doctors, hospitals, laboratories, pharmacies, insurance companies are operating independently, transit links too, the interface between them and the efficiency is a problem. Must be mentioned that because it is the first time I see a doctor not familiar with the procedures in the United States. If the original has its own family doctor, and the conversational flow of medical services throughout the insurance companies --- then the efficiency would be much higher. But these are not important, it is important: Each and every element needed medical treatment after the insurance company. Predictably, the insurance companies have made money in every aspect --- the so-called patient per year by paying a large part of medical expenses not spent on medical services, but as insurance company profits. Professors around me to spend an average of thousands of dollars every year to buy health insurance, even if they have not been to the hospital. American society heavy medical burden resulting.

Year after year, the middle class can still afford a huge insurance costs, but more than 40 million U.S. citizens can't afford insurance, so no show mercy to be excluded from the normal outside the medical system. Since it was not able to regularly pay the health insurance, sick pay, after only his own pocket medical expenses, the cost of expensive and I have had that experience before --- no Medicare patients, and sometimes the cost of medical expenses is health insurance of those hundreds of times. The medical reform bills were passed this one vulnerable sectors of health care coverage directly into the system, the direct beneficiaries of up to 3200 people. At the same time, new medical reform bill for medical insurance companies have the opportunity to extricate himself from the constraints and given independent status, but also allow some medical institutions and personnel something to look forward. This is after Obama's reform proposal, doctors, medical institutions, middle-aged American Association strongly support the new medical reform plan, while insurance companies strongly opposed to reason.
As for the middle class as subject of the American people whether the medical burden increase or down (lower premiums)? Hard to say. However, in the case of medical expenditures remains unclear, the tax increase and dilution of medical resources is positive. The next 10 years to complete health care reform needs 940 billion U.S. dollars, which will undoubtedly increase the burden on the middle class. The poll also shows that many middle class that has been before the medical insurance system to protect their health care, new medical reform is facing much uncertainty, and therefore against it. Until the last moment before the House vote, demonstrations outside the Capitol against the wave of medical reform, or come and go.
After the implementation of the new medical reform bill the biggest change is this: replace the insurance companies control medical costs as the main body, and by forcing the welfare for the protection of the health care rights of vulnerable groups. But the question is whether the Government is more efficient than the insurance company, fair and humane? Republicans not only have profound doubts that many Democrats have cast a negative vote. House of Representatives in a vote of 22 medical reform bill, not only all the Republicans voted against, 34 Democrats joined the opposition, making health care reform bill the very end only to 219:212 weak majority, indicating a large dispute , voting history in Congress is rare.
The new medical reform bill has been passed in both houses, although the Senate Republican congressmen threatened the procedure down the new bill, the Republicans are prepared to govern the state in the implementation process for the new health care reform a difficult task, but after all the new medical reform bill the tide is unlikely comeback. In the new medical reform bill, the insurance company to dominate the U.S. medical industry for many years the situation will never come back. This will undoubtedly mean a great American society of interest adjustments, which will lead to social turmoil over the next 10 years, 11 revealed.