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Saving Money On Your Travel Insurance
If you are planning to go abroad more than once over the course of twelve months, you may find that it is cheaper to buy an annual, or multi trip, holiday insurance policy than it is to buy several single trip policies.
Sometimes it can be cheaper to go with single trip holiday insurance if you anticipate that you will only be going abroad once or twice over the course of the year. Do not just take the travel insurance that your travel agent offers you, however, as you should be able to find a cheaper deal online.
If you are looking to travel to the USA, you would be advised to take out an annual policy rather than a single trip policy, as buying medical cover specifically for the US is usually a lot more expensive than buying worldwide medical cover.
If you are elderly, travelling as part of a couple or family, or going backpacking, you may find that you can get a specialist policy that is both cheaper and more appropriate to your specific insurance needs.
Planning to go skiing or snowboarding on holiday? Then you should look into a specialist winter sports holiday insurance policy, as most standard ...
... policies will not cover you for such activities.
If you are fifty or over, it might be worth looking into policies that are specifically aimed at the elderly, as these may well be cheaper than a standard policy, and give cover that is more suitable to the needs of the elderly traveller.
If you are going travelling for an extended period of time, you might want to consider taking out backpackers insurance. These policies usually offer higher levels of medical cover, longer cover periods, and insurance for a wide range of sports and activities, including working abroad.
The best way to get a bargain on your travel insurance is to shop around online for the best quote. Although you can do this fairly quickly using a price comparison website, you should bear in mind that some of the best deals are to be found with companies who do not advertise on these sites. Caron Fontelroy never travels without a good cheap travel insurance policy.
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